# 中国银行 vs UnionPay APP

中国银行 and UnionPay APP are too close to call on the numbers: across 9 compared parameters — price, rating, review sentiment and ratings volume among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

中国银行 holds the better App Store score, 2.0 against 1.9. Both are backed by a comparable volume of ratings — 619 and 584 respectively. Written reviews split almost evenly too, at 8% and 8% positive.

中国银行 ships an update monthly, UnionPay APP every 5 weeks. Both last shipped on October 29, 2026.

## The numbers

| Metric | 中国银行 | UnionPay APP |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.0 (619 ratings)](https://appshunter.io/ios/app/id399608199/reviews)** | [1.9 (584 ratings)](https://appshunter.io/ios/app/unionpay-app/id600273928/reviews) |
| Number of ratings | **619** | 584 |
| Positive reviews | 8.2% of reviews | 8.2% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 5 weeks |
| Monetization | — | Free |
| Size | 364 MB | 224 MB |
| Requires iOS | **13.0** | 13.4 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [中国银行股份有限公司](https://appshunter.io/developer/392493980) | [中国银联](https://appshunter.io/developer/433602057) |

## What reviewers say

### 中国银行

[App page](https://appshunter.io/ios/app/id399608199)

**Features:** Siri integration, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Straightforward design
- 💡 Useful features like mobile payments
- 🚀 Fast and responsive

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 👎 Difficult to navigate and use
- 🤖 Poor facial recognition and login issues
- 💸 Excessive ads and notifications
- 🤔 Lack of customization options

**Reported bugs**

- Constant app crashes
- Login and authentication problems
- Inability to update personal information
- Unreliable transaction processing

**Requested features**

- Dark mode option
- Improved facial recognition
- More user-friendly interface
- Better customer support


### UnionPay APP

[App page](https://appshunter.io/ios/app/unionpay-app/id600273928)

Manage all your bank cards in one place with this integrated mobile payment solution. Securely scan to pay and discover exclusive card discounts and special offers.

**Highlights:** Integrated mobile payment, Comprehensive bank card management, Scan-to-pay feature, Financial-grade security protection, Card discounts and special offers

**Features:** macOS Compatibility, Siri integration, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast payment processing
- 🔒 Secure payment methods
- 👍 Convenient account management

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🤖 Poor user experience design
- 💳 Difficulty binding bank cards
- 🕰️ Slow app performance
- 🔍 Confusing navigation and features

**Reported bugs**

- Unable to receive verification codes
- Face recognition consistently fails
- Inability to change registered phone number
- Unexpected app crashes during transactions

**Requested features**

- Support for international phone numbers
- Add English language option
- Implement Touch/Face ID authentication
- Improve payment flow and error handling


## Frequently asked questions

### Is 中国银行 free?

中国银行 is free to download, with no in-app purchases.

### Is UnionPay APP free?

UnionPay APP is free to download, with no in-app purchases.

### Which has better reviews, 中国银行 or UnionPay APP?

中国银行 is rated higher. 中国银行 averages 2.0 out of 5 from 619 ratings, while UnionPay APP averages 1.9 from 584 ratings.

### Do 中国银行 or UnionPay APP have ads?

Neither 中国银行 nor UnionPay APP shows ads.

### Which is updated more often, 中国银行 or UnionPay APP?

中国银行 ships an update monthly, and UnionPay APP every 5 weeks. Most recently, 中国银行 was updated on October 29, 2026 and UnionPay APP on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*