# BOK Financial Mobile Banking vs Smart Data

The clearest difference is review sentiment: BOK Financial Mobile Banking at 63% against Smart Data's 25%. BOK Financial Mobile Banking also leads on rating (4.9 vs 4.4) and ratings volume (5.8K vs 699). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BOK Financial Mobile Banking holds the better App Store score, 4.9 against 4.4. That said, the two scores are not equally well evidenced: BOK Financial Mobile Banking has 5.8K ratings behind it against 699, so its average is the more settled of the two. Written reviews point the same way: 63% of BOK Financial Mobile Banking's written reviews are positive against 25% of Smart Data's.

BOK Financial Mobile Banking ships an update fortnightly, Smart Data monthly. The most recent releases landed on September 23, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | BOK Financial Mobile Banking | Smart Data |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (5.8K ratings)](https://appshunter.io/ios/app/bok-financial-mobile-banking/id400988879/reviews)** | [4.4 (699 ratings)](https://appshunter.io/ios/app/smart-data/id1532107828/reviews) |
| Number of ratings | **5.8K** | 699 |
| Positive reviews | **63.5% of reviews** | 25.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | Free | Free |
| Size | 60 MB | 63 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [BOK Financial Corporation](https://appshunter.io/developer/644541810) | [Mastercard International Incorporated](https://appshunter.io/developer/309754131) |

## What reviewers say

### BOK Financial Mobile Banking

[App page](https://appshunter.io/ios/app/bok-financial-mobile-banking/id400988879)

Manage your finances on the go with this mobile banking application. Access account balances, deposit checks, transfer funds, and pay bills securely from your smartphone. Stay informed with transaction history and e-statements, and easily locate nearby ATMs and branches.

**Highlights:** Access account balances, Deposit checks remotely, Transfer funds between accounts, Pay bills conveniently, Setup mobile alerts, View transaction history and e-statements, Locate ATMs and branches

**Features:** Siri integration, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and easy to use
- 🚀 Quick and reliable transfers
- 💯 Excellent customer service
- 🏆 Best banking experience

**What reviewers complain about**

- 💰 Increasing fees
- 🔒 Privacy concerns
- 🐛 Frequent app crashes
- 🤖 Lack of features and functionality

**Reported bugs**

- Login issues on certain devices
- External transfer problems
- Inconsistent app performance

**Requested features**

- Improved mobile app compatibility
- Ability to customize payment amounts
- Enhanced check deposit functionality
- Detailed transaction history and analytics


### Smart Data

[App page](https://appshunter.io/ios/app/smart-data/id1532107828)

Streamline your business expense reporting on the go. Capture receipts with your phone, add justifications, and manage costs from anywhere. This app is a component of your bank's commercial card program.

**Highlights:** Review posted corporate Mastercard expenses, Add receipts using phone camera, Add business justification and allocate costs, Group and manage multiple expenses, Approve expenses and groups

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 Great tool for expenses
- 👍 User-friendly app
- 👍 Basic functions work well

**What reviewers complain about**

- 🔒 Inconvenient login process
- 🔒 Unnecessary security for uploads
- 🐛 Constant updates prevent submission
- 🐛 Errors when submitting expenses
- 🐛 Cannot edit submitted expenses

**Reported bugs**

- Login issues
- Uploading receipts issues
- App crashes during receipt import
- Constant error messages
- Submitted expenses cannot be edited

**Requested features**

- Biometric login (Face ID/fingerprint)
- Update required notification
- Storage for pending charge receipts
- Ability to recognize recurring charges
- Autofill password functionality


## Frequently asked questions

### Is BOK Financial Mobile Banking free?

BOK Financial Mobile Banking is free to download, with no in-app purchases.

### Is Smart Data free?

Smart Data is free to download, with no in-app purchases.

### Which has better reviews, BOK Financial Mobile Banking or Smart Data?

BOK Financial Mobile Banking is rated higher. BOK Financial Mobile Banking averages 4.9 out of 5 from 5.8K ratings, while Smart Data averages 4.4 from 699 ratings.

### Do BOK Financial Mobile Banking or Smart Data have ads?

Neither BOK Financial Mobile Banking nor Smart Data shows ads.

### Which is updated more often, BOK Financial Mobile Banking or Smart Data?

BOK Financial Mobile Banking ships an update fortnightly, and Smart Data monthly. Most recently, BOK Financial Mobile Banking was updated on September 23, 2026 and Smart Data on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*