# Amica vs Horace Mann Mobile

The clearest difference is rating: Amica at 4.8 against Horace Mann Mobile's 2.1. Amica also leads on ratings volume (7.9K vs 53) and review sentiment (38% vs 23%). Horace Mann Mobile's advantage is iOS requirement (11.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Amica holds the better App Store score, 4.8 against 2.1. That said, the two scores are not equally well evidenced: Amica has 7.9K ratings behind it against 53, so its average is the more settled of the two. Written reviews point the same way: 38% of Amica's written reviews are positive against 23% of Horace Mann Mobile's.

Amica ships an update fortnightly, Horace Mann Mobile monthly. The most recent releases landed on November 10, 2026 and November 1, 2026 respectively.

## The numbers

| Metric | Amica | Horace Mann Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (7.9K ratings)](https://appshunter.io/ios/app/amica/id401000907/reviews)** | [2.1 (53 ratings)](https://appshunter.io/ios/app/horace-mann-mobile/id485827304/reviews) |
| Number of ratings | **7.9K** | 53 |
| Positive reviews | **37.6% of reviews** | 23.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | Free | Free |
| Size | 68 MB | 23 MB |
| Requires iOS | 15.0 | **11.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Amica Mutual Insurance Company](https://appshunter.io/developer/401000910) | [The Horace Mann Companies](https://appshunter.io/developer/485827307) |

## What reviewers say

### Amica

[App page](https://appshunter.io/ios/app/amica/id401000907)

Manage your insurance policies, submit claims, and make payments conveniently from your mobile device. Access policy details, view your auto ID card, and get quick access to customer service and roadside assistance.

**Highlights:** Policy information access, Claims submission and tracking, Bill payment, Auto insurance ID card viewing, Roadside assistance, Get a quote, Contact customer service

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Convenient access to policy information
- 💯 Excellent customer service
- 🔒 Secure authentication

**What reviewers complain about**

- 🐛 Frequent app crashes and freezes
- ⚠️ Unreliable and buggy features
- 🕰️ Slow performance and loading times
- 🔑 Frustrating login and authentication issues
- 💳 Limited payment options

**Reported bugs**

- Login screen freezes or shows system errors
- Blank screens and app crashes on launch
- Inability to access policy documents and information
- Inconsistent 2FA and authentication failures

**Requested features**

- Add support for Apple Wallet insurance cards
- Optimize app for iPad and larger screens
- Improve app stability and reliability
- Streamline payment processing and options


### Horace Mann Mobile

[App page](https://appshunter.io/ios/app/horace-mann-mobile/id485827304)

Manage your insurance and financial needs with this app designed for educators. View billing, access insurance cards, file claims, and connect with your agent or customer service. Get policy details for auto, property, and life insurance.

**Highlights:** View billing and make payments, Access auto insurance cards, File claims online, Contact roadside assistance and customer service, Find and contact your agent, View policy details

**In-app purchases:** none

**What reviewers like**

- 👍 Seamless to use
- 👍 Amazing App - pay bill, access policy, claim, contact agent, see VIN
- 👍 Easy to use
- 👍 Great app, nicely laid out, user friendly
- 👍 Nice interface, easy to navigate

**What reviewers complain about**

- 🐛 App needs fixing, shuts down when switching screens
- 🐛 Needs notifications, only notifies when bills are overdue
- 🐛 Terrible app, never sent text to log in, email not registered/already registered
- 🐛 Useless app, can't get any info
- 🐛 App stopped working, policies show expired/canceled

**Reported bugs**

- App shuts down when switching screens and requires another code
- Email not registered/already registered issue during login/setup
- Policies show expired and canceled
- Unable to view car insurance policy on the app for almost a year
- App constantly fails

**Requested features**

- Add notifications for bill due dates
- Add Face ID for easy sign in
- Update the UI of the app
- Add Apple Pay for Payments
- View Roth IRA info


## Frequently asked questions

### Is Amica free?

Amica is free to download, with no in-app purchases.

### Is Horace Mann Mobile free?

Horace Mann Mobile is free to download, with no in-app purchases.

### Which has better reviews, Amica or Horace Mann Mobile?

Amica is rated higher. Amica averages 4.8 out of 5 from 7.9K ratings, while Horace Mann Mobile averages 2.1 from 53 ratings.

### Do Amica or Horace Mann Mobile have ads?

Neither Amica nor Horace Mann Mobile shows ads.

### Which is updated more often, Amica or Horace Mann Mobile?

Amica ships an update fortnightly, and Horace Mann Mobile monthly. Most recently, Amica was updated on November 10, 2026 and Horace Mann Mobile on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*