# Amica vs My TOC

The clearest difference is update cadence: Amica at fortnightly against My TOC's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Amica ships an update fortnightly, My TOC every 2 months. The most recent releases landed on October 16, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | Amica | My TOC |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (7.9K ratings)](https://appshunter.io/ios/app/amica/id401000907/reviews)** | — |
| Number of ratings | **7.9K** | — |
| Positive reviews | 37.6% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 2 months |
| Monetization | Free | — |
| Size | 68 MB | 132 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Amica Mutual Insurance Company](https://appshunter.io/developer/401000910) | [GOGov, Inc.](https://appshunter.io/developer/351223719) |

## What reviewers say

### Amica

[App page](https://appshunter.io/ios/app/amica/id401000907)

Manage your insurance policies, pay bills, and submit claims directly from your smartphone. Access policy details, view your auto ID card, and get roadside assistance with just a few taps. You can also get a new quote or contact customer service easily.

**Highlights:** Pay policy bills, Manage and track claims, Access policy information, View auto insurance ID card, Request roadside assistance, Get insurance quotes, Contact customer service

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Convenient access to policy information
- 💯 Excellent customer service
- 🔒 Secure authentication

**What reviewers complain about**

- 🐛 Frequent app crashes and freezes
- ⚠️ Unreliable and buggy features
- 🕰️ Slow performance and loading times
- 🔑 Frustrating login and authentication issues
- 💳 Limited payment options

**Reported bugs**

- Login screen freezes or shows system errors
- Blank screens and app crashes on launch
- Inability to access policy documents and information
- Inconsistent 2FA and authentication failures

**Requested features**

- Add support for Apple Wallet insurance cards
- Optimize app for iPad and larger screens
- Improve app stability and reliability
- Streamline payment processing and options


### My TOC

[App page](https://appshunter.io/ios/app/my-toc/id6504929639)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Amica free?

Amica is free to download, with no in-app purchases.

### Is My TOC free?

My TOC is free to download, with no in-app purchases.

### Do Amica or My TOC have ads?

Neither Amica nor My TOC shows ads.

### Which is updated more often, Amica or My TOC?

Amica ships an update fortnightly, and My TOC every 2 months. Most recently, Amica was updated on October 16, 2026 and My TOC on October 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*