# Amica vs PSE

The clearest difference is rating: Amica at 4.8 against PSE's 3.9. Amica also leads on ratings volume (7.9K vs 14) and update cadence (fortnightly vs every 3 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Amica holds the better App Store score, 4.8 against 3.9. That said, the two scores are not equally well evidenced: Amica has 7.9K ratings behind it against 14, so its average is the more settled of the two. Written reviews point the same way: 38% of Amica's written reviews are positive against 14% of PSE's.

Amica ships an update fortnightly, PSE every 3 months. The most recent releases landed on October 16, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | Amica | PSE |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (7.9K ratings)](https://appshunter.io/ios/app/amica/id401000907/reviews)** | [3.9 (14 ratings)](https://appshunter.io/ios/app/pse/id725056417/reviews) |
| Number of ratings | **7.9K** | 14 |
| Positive reviews | **37.6% of reviews** | 13.9% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 3 months |
| Monetization | Free | Free |
| Size | 68 MB | 229 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Amica Mutual Insurance Company](https://appshunter.io/developer/401000910) | [Puget Sound Energy](https://appshunter.io/developer/725056420) |

## What reviewers say

### Amica

[App page](https://appshunter.io/ios/app/amica/id401000907)

Manage your insurance policies, pay bills, and submit claims directly from your smartphone. Access policy details, view your auto ID card, and get roadside assistance with just a few taps. You can also get a new quote or contact customer service easily.

**Highlights:** Pay policy bills, Manage and track claims, Access policy information, View auto insurance ID card, Request roadside assistance, Get insurance quotes, Contact customer service

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Convenient access to policy information
- 💯 Excellent customer service
- 🔒 Secure authentication

**What reviewers complain about**

- 🐛 Frequent app crashes and freezes
- ⚠️ Unreliable and buggy features
- 🕰️ Slow performance and loading times
- 🔑 Frustrating login and authentication issues
- 💳 Limited payment options

**Reported bugs**

- Login screen freezes or shows system errors
- Blank screens and app crashes on launch
- Inability to access policy documents and information
- Inconsistent 2FA and authentication failures

**Requested features**

- Add support for Apple Wallet insurance cards
- Optimize app for iPad and larger screens
- Improve app stability and reliability
- Streamline payment processing and options


### PSE

[App page](https://appshunter.io/ios/app/pse/id725056417)

Manage your utility account and stay informed about power outages. Check your balance, make payments, and report outages with ease. Get real-time restoration updates and customize notifications.

**Highlights:** Check account balance, Make bill payments, Report power outages, Track outage restoration times, Manage personal preferences, Start, stop, or move service

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Convenient for tracking outages
- 💡 Helpful outage map feature
- 👍 Easy to use for bill payment

**What reviewers complain about**

- 🐛 Frequent login issues and crashes
- 🔍 Inaccurate or missing outage information
- 📵 Unreliable during power outages
- 💤 App becomes unusable after updates

**Reported bugs**

- App freezes when trying to log in
- Outage map does not show current outages
- Keeps logging users out unexpectedly

**Requested features**

- Support for Apple Pay and digital wallets
- Ability to schedule future bill payments
- Improved outage status updates and ETAs


## Frequently asked questions

### Is Amica free?

Amica is free to download, with no in-app purchases.

### Is PSE free?

PSE is free to download, with no in-app purchases.

### Which has better reviews, Amica or PSE?

Amica is rated higher. Amica averages 4.8 out of 5 from 7.9K ratings, while PSE averages 3.9 from 14 ratings.

### Do Amica or PSE have ads?

Neither Amica nor PSE shows ads.

### Which is updated more often, Amica or PSE?

Amica ships an update fortnightly, and PSE every 3 months. Most recently, Amica was updated on October 16, 2026 and PSE on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*