# GECU Mobile vs Raiz

The clearest difference is update cadence: Raiz at monthly against GECU Mobile's every 3 months. GECU Mobile's advantage is ratings volume (47K vs 5.8K) and review sentiment (59% vs 49%). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for GECU Mobile against 4.9 for Raiz. That said, the two scores are not equally well evidenced: GECU Mobile has 47K ratings behind it against 5.8K, so its average is the more settled of the two. Written reviews are what separate them: 59% of GECU Mobile's written reviews are positive against 49% of Raiz's.

GECU Mobile ships an update every 3 months, Raiz monthly. The most recent releases landed on November 12, 2026 and November 11, 2026 respectively.

## The numbers

| Metric | GECU Mobile | Raiz |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (47K ratings)](https://appshunter.io/ios/app/gecu-mobile/id401072043/reviews) | **[4.9 (5.8K ratings)](https://appshunter.io/ios/app/raiz-mobile-banking/id720084936/reviews)** |
| Number of ratings | **47K** | 5.8K |
| Positive reviews | **59.4% of reviews** | 48.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Monthly** |
| Monetization | Free | Free |
| Size | 142 MB | 232 MB |
| Requires iOS | 17.0 | **16.0** |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [GECU](https://appshunter.io/developer/401072046) | [Raiz Federal Credit Union](https://appshunter.io/developer/720084939) |

## What reviewers say

### GECU Mobile

[App page](https://appshunter.io/ios/app/gecu-mobile/id401072043)

Manage your finances on the go with this mobile banking application. Track account balances, transfer funds, and activate cash back offers. Access your accounts anytime, anywhere for convenient financial management.

**Highlights:** Track account balances, Transfer money between accounts, View cash back offers, Activate cash back offers, Account access on the go

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly
- 🚀 Convenient banking on the go
- 💡 Great app features
- 🔒 Secure banking

**What reviewers complain about**

- 🐛 Frequent app crashes
- ⏱️ Delayed transaction processing
- 💰 Unexpected fees and charges
- 🤔 Inconsistent account balances

**Reported bugs**

- Login issues
- Check deposit problems
- Unreliable quick balance feature

**Requested features**

- Dark mode option
- Improved Zelle integration
- Ability to view check images
- Faster direct deposit availability


### Raiz

[App page](https://appshunter.io/ios/app/raiz-mobile-banking/id720084936)

Manage your finances conveniently with this mobile banking application. It offers features like account management, loan applications, credit score viewing, and secure card management. The app also includes budgeting tools and a virtual assistant for financial guidance.

**Highlights:** View credit score, Apply for loans and credit cards, Manage cards and fight fraud, Virtual financial assistant, Savings goals and budgeting tools, Deposit checks via mobile camera, Member-to-member transfers

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 User-friendly interface
- 💡 Integrated Zelle functionality
- 🚀 Fast and responsive
- 👍 Convenient account management

**What reviewers complain about**

- 🐛 Frequent crashes and glitches
- 🐛 Unreliable Zelle integration
- 🐛 Difficulty accessing accounts
- 🔒 Security and login issues
- 👎 Poor customer service

**Reported bugs**

- Repeated sign-outs and login issues
- Inability to access accounts and view balances
- Zelle verification failures and disconnections
- Freezing and crashing during app usage

**Requested features**

- Improve Zelle integration
- Enhance account visibility and transaction history
- Implement more robust security features
- Provide better customer support options


## Frequently asked questions

### Is GECU Mobile free?

GECU Mobile is free to download, with no in-app purchases.

### Is Raiz free?

Raiz is free to download, with no in-app purchases.

### Which has better reviews, GECU Mobile or Raiz?

Raiz is rated higher. GECU Mobile averages 4.8 out of 5 from 47K ratings, while Raiz averages 4.9 from 5.8K ratings.

### Do GECU Mobile or Raiz have ads?

Neither GECU Mobile nor Raiz shows ads.

### Which is updated more often, GECU Mobile or Raiz?

GECU Mobile ships an update every 3 months, and Raiz monthly. Most recently, GECU Mobile was updated on November 12, 2026 and Raiz on November 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*