# YBM 스마트 연수원 vs 한국금융연수원

The clearest difference is review sentiment: 한국금융연수원 at 95% against YBM 스마트 연수원's 0%. YBM 스마트 연수원's advantage is in-app purchases (none vs 5) and update cadence (every 2 months vs every 5 months). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. 한국금융연수원 sells 5 one-off in-app purchases. YBM 스마트 연수원 asks for nothing beyond the download.

YBM 스마트 연수원 ships an update every 2 months, 한국금융연수원 every 5 months. The most recent releases landed on October 5, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | YBM 스마트 연수원 | 한국금융연수원 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/id1491290670/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | 0.0% of reviews | **95.2% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 5 months |
| Monetization | Free | — |
| Size | 54 MB | 10 MB |
| Requires iOS | 14.3 | **13.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [YBM NET, Inc.](https://appshunter.io/developer/332188969) | [Korea Banking Institute](https://appshunter.io/developer/383087936) |

## What reviewers say

### YBM 스마트 연수원

[App page](https://appshunter.io/ios/app/ybm/id401557589)

Access lectures anytime, anywhere with mobile course support. Track attendance, progress, and course schedules, and even enroll in new courses. Download videos for unlimited listening within the education period.

**Highlights:** Mobile lecture access, Attendance and progress tracking, Course enrollment, Video download for offline listening, 1:1 customer support, Free learning content

**In-app purchases:** none


### 한국금융연수원

[App page](https://appshunter.io/ios/app/id1491290670)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 대출상담사 정기교육 | $19.99 | one-time |
| 대출상담사 등록교육 | $27.99 | one-time |
| KBI tube(K) Coupon | $124.99 | one-time |
| KBI Tube(G) | $199.99 | one-time |
| KBI Tube(K) | $199.99 | one-time |


## Frequently asked questions

### Is YBM 스마트 연수원 free?

YBM 스마트 연수원 is free to download, with no in-app purchases.

### Is 한국금융연수원 free?

한국금융연수원 is free to download, with in-app purchases available.

### Do YBM 스마트 연수원 or 한국금융연수원 have ads?

Neither YBM 스마트 연수원 nor 한국금융연수원 shows ads.

### Which is updated more often, YBM 스마트 연수원 or 한국금융연수원?

YBM 스마트 연수원 ships an update every 2 months, and 한국금융연수원 every 5 months. Most recently, YBM 스마트 연수원 was updated on October 5, 2026 and 한국금융연수원 on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*