# Associated Credit Union vs DebtApp

The clearest difference is rating: Associated Credit Union at 4.8 against DebtApp's 4.2. Associated Credit Union also leads on review sentiment (65% vs 33%) and ratings volume (11K vs 73). DebtApp's advantage is update cadence (every 6 weeks vs every 4 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Associated Credit Union holds the better App Store score, 4.8 against 4.2. That said, the two scores are not equally well evidenced: Associated Credit Union has 11K ratings behind it against 73, so its average is the more settled of the two. Written reviews point the same way: 65% of Associated Credit Union's written reviews are positive against 33% of DebtApp's.

Associated Credit Union ships an update every 4 months, DebtApp every 6 weeks. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Associated Credit Union | DebtApp |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (11K ratings)](https://appshunter.io/ios/app/associated-credit-union/id402775463/reviews)** | [4.2 (73 ratings)](https://appshunter.io/ios/app/debtapp/id6447509689/reviews) |
| Number of ratings | **11K** | 73 |
| Positive reviews | **64.8% of reviews** | 33.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 6 weeks** |
| Monetization | Free | Free |
| Size | 122 MB | 117 MB |
| Requires iOS | **17.0** | 18.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Associated Credit Union](https://appshunter.io/developer/402775466) | [DebtApp, LLC](https://appshunter.io/developer/1212960272) |

## What reviewers say

### Associated Credit Union

[App page](https://appshunter.io/ios/app/associated-credit-union/id402775463)

Manage your finances on the go with this mobile banking app. View balances, transfer funds, pay bills, deposit checks, and find nearby branches and ATMs. Enjoy a seamless experience on your iPhone, iPod Touch, or iPad.

**Highlights:** View account balances, Review transaction history, Transfer funds, Pay bills, Deposit checks, Locate branches and ATMs

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient banking
- 💯 Excellent customer service
- 🏆 Great credit union overall

**What reviewers complain about**

- 🐛 Mobile deposit issues
- 🚧 Outdated app features
- 🤔 Limited functionality
- 🕰️ Slow response times

**Reported bugs**

- Mobile deposit not working with iOS 16
- App crashes after iOS 14.3 update
- Login issues on new devices
- App freezes when trying to deposit checks

**Requested features**

- Add Zelle integration
- Improve mobile deposit experience
- Expand credit card options
- Implement Face ID/Biometric login


### DebtApp

[App page](https://appshunter.io/ios/app/debtapp/id6447509689)

Manage unsecured debt and track savings with this finance app. View negotiated settlement offers from creditors and stay on top of your financial goals.

**Highlights:** View unsecured debt balances, Track current savings, Manage creditor settlement offers, Access negotiated deals

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Associated Credit Union free?

Associated Credit Union is free to download, with no in-app purchases.

### Is DebtApp free?

DebtApp is free to download, with no in-app purchases.

### Which has better reviews, Associated Credit Union or DebtApp?

Associated Credit Union is rated higher. Associated Credit Union averages 4.8 out of 5 from 11K ratings, while DebtApp averages 4.2 from 73 ratings.

### Do Associated Credit Union or DebtApp have ads?

Neither Associated Credit Union nor DebtApp shows ads.

### Which is updated more often, Associated Credit Union or DebtApp?

Associated Credit Union ships an update every 4 months, and DebtApp every 6 weeks. Most recently, Associated Credit Union was updated on November 1, 2026 and DebtApp on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*