# Associated Credit Union vs CBGA

The clearest difference is ads: Associated Credit Union at none against CBGA's shown. Associated Credit Union also leads on monetization model (free vs free with in-app purchases) and ratings volume (11K vs 646). CBGA's advantage is review sentiment (83% vs 65%) and iOS requirement (15.0 vs 17.0). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Associated Credit Union against 4.8 for CBGA. That said, the two scores are not equally well evidenced: Associated Credit Union has 11K ratings behind it against 646, so its average is the more settled of the two. Written reviews are what separate them: 65% of Associated Credit Union's written reviews are positive against 83% of CBGA's.

Both ship on a similar rhythm, roughly every 4 months. Both last shipped on October 29, 2026.

## The numbers

| Metric | Associated Credit Union | CBGA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (11K ratings)](https://appshunter.io/ios/app/associated-credit-union/id402775463/reviews)** | [4.8 (646 ratings)](https://appshunter.io/ios/app/cbga/id925384571/reviews) |
| Number of ratings | **11K** | 646 |
| Positive reviews | 64.8% of reviews | **83.3% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 4 months | Every 4 months |
| Monetization | **Free** | Free with in-app purchases |
| Size | 122 MB | 116 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Associated Credit Union](https://appshunter.io/developer/402775466) | [The Citizens Bank of Georgia](https://appshunter.io/developer/925384570) |

## What reviewers say

### Associated Credit Union

[App page](https://appshunter.io/ios/app/associated-credit-union/id402775463)

Manage your finances on the go with this mobile banking app. View balances, transfer funds, pay bills, deposit checks, and find nearby branches and ATMs. Enjoy a seamless experience on your iPhone, iPod Touch, or iPad.

**Highlights:** View account balances, Review transaction history, Transfer funds, Pay bills, Deposit checks, Locate branches and ATMs

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient banking
- 💯 Excellent customer service
- 🏆 Great credit union overall

**What reviewers complain about**

- 🐛 Mobile deposit issues
- 🚧 Outdated app features
- 🤔 Limited functionality
- 🕰️ Slow response times

**Reported bugs**

- Mobile deposit not working with iOS 16
- App crashes after iOS 14.3 update
- Login issues on new devices
- App freezes when trying to deposit checks

**Requested features**

- Add Zelle integration
- Improve mobile deposit experience
- Expand credit card options
- Implement Face ID/Biometric login


### CBGA

[App page](https://appshunter.io/ios/app/cbga/id925384571)

Manage your finances on the go with this mobile banking application. Deposit checks, view account balances, transfer funds, and pay bills conveniently. Easily locate nearby branches and ATMs using your device's GPS.

**Highlights:** Mobile check deposits, Account balance and transaction history, Inter-account transfers, Bill payment, Branch and ATM locator

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Associated Credit Union free?

Associated Credit Union is free to download, with no in-app purchases.

### Is CBGA free?

CBGA is free to download, with no in-app purchases.

### Which has better reviews, Associated Credit Union or CBGA?

Associated Credit Union is rated higher. Associated Credit Union averages 4.8 out of 5 from 11K ratings, while CBGA averages 4.8 from 646 ratings.

### Do Associated Credit Union or CBGA have ads?

CBGA shows ads; Associated Credit Union does not.

### Which is updated more often, Associated Credit Union or CBGA?

Associated Credit Union ships an update every 4 months, and CBGA every 4 months. Most recently, Associated Credit Union was updated on October 29, 2026 and CBGA on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*