# Ví VTC Pay vs Payoo

The clearest difference is rating: Payoo at 3.8 against Ví VTC Pay's 3.3. Ví VTC Pay's advantage is review sentiment (52% vs 40%). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Payoo holds the better App Store score, 3.8 against 3.3. Both are backed by a comparable volume of ratings — 23 and 14 respectively. Written reviews complicate that: 52% of Ví VTC Pay's written reviews are positive against 40% of Payoo's, so the app with the better star average is not the one people write more warmly about.

Ví VTC Pay ships an update monthly, Payoo every 3 weeks. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Ví VTC Pay | Payoo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.3 (23 ratings)](https://appshunter.io/ios/app/vi-vtc-pay/id404108605/reviews) | **[3.8 (14 ratings)](https://appshunter.io/ios/app/payoo/id977004309/reviews)** |
| Number of ratings | **23** | 14 |
| Positive reviews | **52.4% of reviews** | 40.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 215 MB | 131 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [VIETNAM MULTIMEDIA CORPORATION](https://appshunter.io/developer/879283898) | [VIET UNION ONLINE SERVICES CORPORATION](https://appshunter.io/developer/1499757606) |

## What reviewers say

### Ví VTC Pay

[App page](https://appshunter.io/ios/app/vi-vtc-pay/id404108605)

This digital wallet facilitates easy payment for essential services like electricity, water, and internet, alongside mobile top-ups and flight bookings. It offers convenient QR code payments and seamless money transfers, deposits, and withdrawals within the app.

**Highlights:** Mobile top-up with discounts, Family bill payment, QR code payments, Instant money transfer, Deposit and withdrawal from banks, Virtual international payment card

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Payoo

[App page](https://appshunter.io/ios/app/payoo/id977004309)

Manage and pay utility bills like electricity, water, and internet from a single account. Offers online or cash payment options 24/7. Easily find nearby stores for cash payments.

**Highlights:** Bill payment for utilities, Online and cash payment options, 24/7 payment availability, Manage bills via one account, Find cash payment stores, Search stores by location

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Ví VTC Pay free?

Ví VTC Pay is free to download, with no in-app purchases.

### Is Payoo free?

Payoo is free to download, with no in-app purchases.

### Which has better reviews, Ví VTC Pay or Payoo?

Payoo is rated higher. Ví VTC Pay averages 3.3 out of 5 from 23 ratings, while Payoo averages 3.8 from 14 ratings.

### Do Ví VTC Pay or Payoo have ads?

Neither Ví VTC Pay nor Payoo shows ads.

### Which is updated more often, Ví VTC Pay or Payoo?

Ví VTC Pay ships an update monthly, and Payoo every 3 weeks. Most recently, Ví VTC Pay was updated on October 23, 2026 and Payoo on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*