# 經絡按揭轉介 vs Octopus 八達通

The clearest difference is review sentiment: 經絡按揭轉介 at 100% against Octopus 八達通's 24%. 經絡按揭轉介 also leads on rating (5.0 vs 4.7) and device support (3 vs 1). Octopus 八達通's advantage is ratings volume (2.6K vs 2) and update cadence (every 2 weeks vs every 2 months). On price, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

經絡按揭轉介 holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Octopus 八達通 has 2.6K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 100% of 經絡按揭轉介's written reviews are positive against 24% of Octopus 八達通's.

經絡按揭轉介 ships an update every 2 months, Octopus 八達通 every 2 weeks. The most recent releases landed on October 15, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | 經絡按揭轉介 | Octopus 八達通 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/id404129494/reviews)** | [4.7 (2.6K ratings)](https://appshunter.io/ios/app/octopus/id1114430602/reviews) |
| Number of ratings | 2 | **2.6K** |
| Positive reviews | **100.0% of reviews** | 24.3% of reviews |
| In-app purchases | No | No |
| Ads | Yes | Yes |
| Update frequency | Every 2 months | **Every 2 weeks** |
| Monetization | — | Free with in-app purchases |
| Size | 27 MB | 523 MB |
| Requires iOS | **10.0** | 16.2 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [MREFERRAL CORPORATION (HK) LIMITED](https://appshunter.io/developer/404129497) | [Octopus Cards](https://appshunter.io/developer/880569113) |

## What reviewers say

### 經絡按揭轉介

[App page](https://appshunter.io/ios/app/id404129494)

**Features:** macOS Compatibility

**In-app purchases:** none


### Octopus 八達通

[App page](https://appshunter.io/ios/app/octopus/id1114430602)

Manage your everyday finances and payments with this app. Top up transit cards, pay bills online, and earn rewards. It also offers prepaid cards for global shopping and enhanced spending control.

**Highlights:** Top up Octopus cards, Check expenses and subsidies, Mobile Octopus for iPhone/Apple Watch, Online payments for transport and retail, Earn rewards and eStamps, Prepaid Mastercard and UnionPay QR cards, Spending control and limits

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- ⭐ Convenient and easy to use
- 🚀 Seamless integration with Apple Pay
- 💳 Ability to manage digital Octopus card

**What reviewers complain about**

- 🐛 Frequent app crashes and bugs
- 🔒 Concerns over personal data collection
- 📱 Incompatibility with older devices and iOS versions
- 💳 Inability to transfer physical Octopus card to app
- 🤖 Poor user experience and confusing interface

**Reported bugs**

- Password-related issues (unable to confirm, length limits)
- Inconsistent behavior when topping up Octopus wallet
- HKID verification process not working reliably
- Inability to transfer physical Octopus card to app

**Requested features**

- Allow registration with non-Hong Kong phone numbers
- Provide option to directly top up Octopus card without wallet
- Implement NFC support for seamless tap-and-go payments
- Improve transaction history and financial management features


## Frequently asked questions

### Is 經絡按揭轉介 free?

經絡按揭轉介 is free to download, with no in-app purchases.

### Is Octopus 八達通 free?

Octopus 八達通 is free to download, with no in-app purchases.

### Which has better reviews, 經絡按揭轉介 or Octopus 八達通?

經絡按揭轉介 is rated higher. 經絡按揭轉介 averages 5.0 out of 5 from 2 ratings, while Octopus 八達通 averages 4.7 from 2.6K ratings.

### Do 經絡按揭轉介 or Octopus 八達通 have ads?

Both 經絡按揭轉介 and Octopus 八達通 show ads.

### Which is updated more often, 經絡按揭轉介 or Octopus 八達通?

經絡按揭轉介 ships an update every 2 months, and Octopus 八達通 every 2 weeks. Most recently, 經絡按揭轉介 was updated on October 15, 2026 and Octopus 八達通 on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*