# first direct vs Yonder Rewards Cards

The clearest difference is rating: first direct at 4.9 against Yonder Rewards Cards's 4.4. first direct also leads on review sentiment (77% vs 47%) and ratings volume (2K vs 26). Yonder Rewards Cards's advantage is update cadence (weekly vs monthly). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

first direct holds the better App Store score, 4.9 against 4.4. That said, the two scores are not equally well evidenced: first direct has 2K ratings behind it against 26, so its average is the more settled of the two. Written reviews point the same way: 77% of first direct's written reviews are positive against 47% of Yonder Rewards Cards's.

first direct ships an update monthly, Yonder Rewards Cards weekly. Both last shipped on October 20, 2026.

## The numbers

| Metric | first direct | Yonder Rewards Cards |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (2K ratings)](https://appshunter.io/ios/app/first-direct/id405905004/reviews)** | [4.4 (26 ratings)](https://appshunter.io/ios/app/yonder-rewards-cards/id1567607694/reviews) |
| Number of ratings | **2K** | 26 |
| Positive reviews | **76.5% of reviews** | 47.2% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Weekly** |
| Monetization | Free | Free |
| Size | 271 MB | 132 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [first direct](https://appshunter.io/developer/405905007) | [Yonder Technology Ltd](https://appshunter.io/developer/1567607696) |

## What reviewers say

### first direct

[App page](https://appshunter.io/ios/app/first-direct/id405905004)

Manage your finances on the go with this intuitive mobile banking application. Easily check balances, view transactions, and transfer funds to friends and family. This app simplifies everyday money management, with more enhancements planned for the future.

**Highlights:** Check account balances, View transaction history, Pay family and friends, Simplified money management, Mobile banking convenience

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Fast and accurate
- 🔒 Excellent security
- 💡 Helpful customer service
- 👍 Consistent and reliable

**What reviewers complain about**

- 🐛 Occasional app crashes
- 🔒 Overly complex security measures
- 💡 Outdated and basic design
- 🔒 Frustrating authentication process
- 🐛 Buggy cheque deposit feature

**Reported bugs**

- App freezing and crashing
- Issues with cheque deposit functionality
- Problems with multi-device authentication
- Inconsistent behavior when updating payee details

**Requested features**

- Dark mode option
- Improved transaction history and insights
- Ability to edit scheduled payments and payees
- Streamlined payment flow
- Better categorization and budgeting tools


### Yonder Rewards Cards

[App page](https://appshunter.io/ios/app/yonder-rewards-cards/id1567607694)

Earn points on every purchase with award-winning debit and credit cards. Redeem points for travel, dining, entertainment, and shopping experiences worldwide. Enjoy no foreign transaction fees.

**Highlights:** Earn points on purchases, Redeem for travel, Redeem for dining, Redeem for entertainment, No FX fees, Premium brand experiences

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Intuitive and sleek app design
- 🚀 Quick and responsive customer support
- 💳 Premium metal card appearance
- 🎁 Unique experience-based rewards system
- 🌍 No foreign exchange fees

**What reviewers complain about**

- 🚫 Extremely low initial credit limits
- 💸 Hidden fees and misleading pricing
- 🔒 Poor fraud protection and security
- ⏱️ Slow customer service response times
- ❌ Frequent account closures without explanation

**Reported bugs**

- App crashes during payment attempts
- Login treated as new application after logout
- Persistent 'something has gone wrong' error messages
- Application process stuck at ID verification
- Glitchy signup process with unfillable fields

**Requested features**

- Phone support option instead of chatbot only
- Direct debit functionality
- Supplementary/additional cards
- Apple Watch notifications
- Apple Wallet transaction sync


## Frequently asked questions

### Is first direct free?

first direct is free to download, with no in-app purchases.

### Is Yonder Rewards Cards free?

Yonder Rewards Cards is free to download, with no in-app purchases.

### Which has better reviews, first direct or Yonder Rewards Cards?

first direct is rated higher. first direct averages 4.9 out of 5 from 2K ratings, while Yonder Rewards Cards averages 4.4 from 26 ratings.

### Do first direct or Yonder Rewards Cards have ads?

Neither first direct nor Yonder Rewards Cards shows ads.

### Which is updated more often, first direct or Yonder Rewards Cards?

first direct ships an update monthly, and Yonder Rewards Cards weekly. Most recently, first direct was updated on October 20, 2026 and Yonder Rewards Cards on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*