# first direct vs Ribbon Global

The clearest difference is rating: first direct at 4.9 against Ribbon Global's 2.3. first direct also leads on ratings volume (2K vs 3) and review sentiment (77% vs 65%). On price, in-app purchases, monetization model and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

first direct holds the better App Store score, 4.9 against 2.3. That said, the two scores are not equally well evidenced: first direct has 2K ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 77% of first direct's written reviews are positive against 65% of Ribbon Global's.

## The numbers

| Metric | first direct | Ribbon Global |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (2K ratings)](https://appshunter.io/ios/app/first-direct/id405905004/reviews)** | [2.3 (3 ratings)](https://appshunter.io/ios/app/ribbon-global/id6474992323/reviews) |
| Number of ratings | **2K** | 3 |
| Positive reviews | **76.5% of reviews** | 64.7% of reviews |
| In-app purchases | No | No |
| Ads | No | — |
| Update frequency | Monthly | — |
| Monetization | Free | Free |
| Size | 271 MB | 67 MB |
| Requires iOS | 15.0 | **14.0** |
| Devices | **iPhone, iPad, iPod** | — |
| Age rating | 4+ | 17+ |
| Developer | [first direct](https://appshunter.io/developer/405905007) | [Ribbon Limited](https://appshunter.io/developer/1569838852) |

## What reviewers say

### first direct

[App page](https://appshunter.io/ios/app/first-direct/id405905004)

Manage your finances on the go with this intuitive mobile banking application. Easily check balances, view transactions, and transfer funds to friends and family. This app simplifies everyday money management, with more enhancements planned for the future.

**Highlights:** Check account balances, View transaction history, Pay family and friends, Simplified money management, Mobile banking convenience

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Fast and accurate
- 🔒 Excellent security
- 💡 Helpful customer service
- 👍 Consistent and reliable

**What reviewers complain about**

- 🐛 Occasional app crashes
- 🔒 Overly complex security measures
- 💡 Outdated and basic design
- 🔒 Frustrating authentication process
- 🐛 Buggy cheque deposit feature

**Reported bugs**

- App freezing and crashing
- Issues with cheque deposit functionality
- Problems with multi-device authentication
- Inconsistent behavior when updating payee details

**Requested features**

- Dark mode option
- Improved transaction history and insights
- Ability to edit scheduled payments and payees
- Streamlined payment flow
- Better categorization and budgeting tools


### Ribbon Global

[App page](https://appshunter.io/ios/app/ribbon-global/id6474992323)

Manage your finances and financial wellbeing with a zero-fee super app. Open an account, track spending, set goals, and monitor your carbon footprint. Earn rewards for transactions and access AI-powered insights.

**Highlights:** Zero-fee financial services, AI-powered analytics, Budgeting and goal setting, Carbon footprint tracking, Transaction rewards, Split bills and money transfers

**In-app purchases:** none


## Frequently asked questions

### Is first direct free?

first direct is free to download, with no in-app purchases.

### Is Ribbon Global free?

Ribbon Global is free to download, with no in-app purchases.

### Which has better reviews, first direct or Ribbon Global?

first direct is rated higher. first direct averages 4.9 out of 5 from 2K ratings, while Ribbon Global averages 2.3 from 3 ratings.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*