# first direct vs CreditWindow

The clearest difference is in-app purchases: first direct at none against CreditWindow's 2. first direct also leads on device support (3 vs 1) and iOS requirement (15.0 vs 17.6). CreditWindow's advantage is update cadence (every 2 days vs monthly). On price and ads there is nothing between them.

Both are free to download. CreditWindow sells 2 in-app purchases, starting at $1.99 per month. first direct asks for nothing beyond the download.

first direct ships an update monthly, CreditWindow every 2 days. The most recent releases landed on September 24, 2026 and September 10, 2026 respectively.

## The numbers

| Metric | first direct | CreditWindow |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (2K ratings)](https://appshunter.io/ios/app/first-direct/id405905004/reviews)** | — |
| Number of ratings | **2K** | — |
| Positive reviews | 76.6% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 2 days** |
| Monetization | Free | — |
| Size | 254 MB | 2 MB |
| Requires iOS | **15.0** | 17.6 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [first direct](https://appshunter.io/developer/405905007) | [LEON HENDRY ZHANG](https://appshunter.io/developer/1860656937) |

## What reviewers say

### first direct

[App page](https://appshunter.io/ios/app/first-direct/id405905004)

Manage your finances on the go with this intuitive mobile banking application. Easily check balances, view transactions, and transfer funds to friends and family. This app simplifies everyday money management, with more enhancements planned for the future.

**Highlights:** Check account balances, View transaction history, Pay family and friends, Simplified money management, Mobile banking convenience

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Fast and accurate
- 🔒 Excellent security
- 💡 Helpful customer service
- 👍 Consistent and reliable

**What reviewers complain about**

- 🐛 Occasional app crashes
- 🔒 Overly complex security measures
- 💡 Outdated and basic design
- 🔒 Frustrating authentication process
- 🐛 Buggy cheque deposit feature

**Reported bugs**

- App freezing and crashing
- Issues with cheque deposit functionality
- Problems with multi-device authentication
- Inconsistent behavior when updating payee details

**Requested features**

- Dark mode option
- Improved transaction history and insights
- Ability to edit scheduled payments and payees
- Streamlined payment flow
- Better categorization and budgeting tools


### CreditWindow

[App page](https://appshunter.io/ios/app/creditwindow/id6757485693)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| CreditWindow Pro | $1.99 | per month |
| CreditWindow Pro | $14.99 | per year |


## Frequently asked questions

### Is first direct free?

first direct is free to download, with no in-app purchases.

### Is CreditWindow free?

CreditWindow is free to download, with in-app purchases available.

### Do first direct or CreditWindow have ads?

Neither first direct nor CreditWindow shows ads.

### Which is updated more often, first direct or CreditWindow?

first direct ships an update monthly, and CreditWindow every 2 days. Most recently, first direct was updated on September 24, 2026 and CreditWindow on September 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*