# first direct vs Spento

The clearest difference is update cadence: Spento at every 5 days against first direct's monthly. first direct's advantage is device support (3 vs 1) and iOS requirement (15.0 vs 26.2). On price, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

first direct ships an update monthly, Spento every 5 days. The most recent releases landed on October 11, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | first direct | Spento |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (2K ratings)](https://appshunter.io/ios/app/first-direct/id405905004/reviews)** | — |
| Number of ratings | **2K** | — |
| Positive reviews | 76.5% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 5 days** |
| Monetization | Free | — |
| Size | 271 MB | 1 MB |
| Requires iOS | **15.0** | 26.2 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [first direct](https://appshunter.io/developer/405905007) | [David Kueng](https://appshunter.io/developer/1886265296) |

## What reviewers say

### first direct

[App page](https://appshunter.io/ios/app/first-direct/id405905004)

Manage your finances on the go with this intuitive mobile banking application. Easily check balances, view transactions, and transfer funds to friends and family. This app simplifies everyday money management, with more enhancements planned for the future.

**Highlights:** Check account balances, View transaction history, Pay family and friends, Simplified money management, Mobile banking convenience

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Fast and accurate
- 🔒 Excellent security
- 💡 Helpful customer service
- 👍 Consistent and reliable

**What reviewers complain about**

- 🐛 Occasional app crashes
- 🔒 Overly complex security measures
- 💡 Outdated and basic design
- 🔒 Frustrating authentication process
- 🐛 Buggy cheque deposit feature

**Reported bugs**

- App freezing and crashing
- Issues with cheque deposit functionality
- Problems with multi-device authentication
- Inconsistent behavior when updating payee details

**Requested features**

- Dark mode option
- Improved transaction history and insights
- Ability to edit scheduled payments and payees
- Streamlined payment flow
- Better categorization and budgeting tools


### Spento

[App page](https://appshunter.io/ios/app/spento/id6760792375)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is first direct free?

first direct is free to download, with no in-app purchases.

### Is Spento free?

Spento is free to download, with no in-app purchases.

### Do first direct or Spento have ads?

Neither first direct nor Spento shows ads.

### Which is updated more often, first direct or Spento?

first direct ships an update monthly, and Spento every 5 days. Most recently, first direct was updated on October 11, 2026 and Spento on October 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*