# first direct vs Currency Converter AI

The clearest difference is in-app purchases: first direct at none against Currency Converter AI's 3. first direct also leads on iOS requirement (15.0 vs 17.0). Currency Converter AI's advantage is update cadence (every 4 days vs monthly). On price, ads and device support there is nothing between them.

Both are free to download. Currency Converter AI sells 3 in-app purchases, starting at $1.99 per month. first direct asks for nothing beyond the download.

first direct ships an update monthly, Currency Converter AI every 4 days. The most recent releases landed on November 10, 2026 and November 6, 2026 respectively.

## The numbers

| Metric | first direct | Currency Converter AI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (2K ratings)](https://appshunter.io/ios/app/first-direct/id405905004/reviews)** | — |
| Number of ratings | **2K** | — |
| Positive reviews | 76.6% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 4 days** |
| Monetization | Free | — |
| Size | 319 MB | 8 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [first direct](https://appshunter.io/developer/405905007) | [AI WEB LTD](https://appshunter.io/developer/1709954603) |

## What reviewers say

### first direct

[App page](https://appshunter.io/ios/app/first-direct/id405905004)

Manage your finances on the go with this intuitive banking app. Check balances, view transactions, and send money to friends and family with ease. This app simplifies everyday money management with a host of features designed for convenience.

**Highlights:** Check account balances, View transaction history, Pay friends and family, Simplified money management, Intuitive user interface

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Fast and accurate
- 🔒 Excellent security
- 💡 Helpful customer service
- 👍 Consistent and reliable

**What reviewers complain about**

- 🐛 Occasional app crashes
- 🔒 Overly complex security measures
- 💡 Outdated and basic design
- 🔒 Frustrating authentication process
- 🐛 Buggy cheque deposit feature

**Reported bugs**

- App freezing and crashing
- Issues with cheque deposit functionality
- Problems with multi-device authentication
- Inconsistent behavior when updating payee details

**Requested features**

- Dark mode option
- Improved transaction history and insights
- Ability to edit scheduled payments and payees
- Streamlined payment flow
- Better categorization and budgeting tools


### Currency Converter AI

[App page](https://appshunter.io/ios/app/currency-converter-ai/id6802620381)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Plus Monthly | $1.99 | per month |
| An espresso 99p | $0.99 | one-time |
| A mug £1.99 | $1.99 | one-time |


## Frequently asked questions

### Is first direct free?

first direct is free to download, with no in-app purchases.

### Is Currency Converter AI free?

Currency Converter AI is free to download, with in-app purchases available.

### Do first direct or Currency Converter AI have ads?

Neither first direct nor Currency Converter AI shows ads.

### Which is updated more often, first direct or Currency Converter AI?

first direct ships an update monthly, and Currency Converter AI every 4 days. Most recently, first direct was updated on November 10, 2026 and Currency Converter AI on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*