# first direct vs BACKI

The clearest difference is in-app purchases: first direct at none against BACKI's 1. first direct also leads on device support (3 vs 1) and iOS requirement (15.0 vs 17.0). On price and ads there is nothing between them.

Both are free to download. BACKI sells 1 one-off in-app purchase. first direct asks for nothing beyond the download.

## The numbers

| Metric | first direct | BACKI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (2K ratings)](https://appshunter.io/ios/app/first-direct/id405905004/reviews)** | — |
| Number of ratings | **2K** | — |
| Positive reviews | 76.5% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Monthly | — |
| Monetization | Free | — |
| Size | 271 MB | 1 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [first direct](https://appshunter.io/developer/405905007) | [Wai Hung Chiu](https://appshunter.io/developer/6805523238) |

## What reviewers say

### first direct

[App page](https://appshunter.io/ios/app/first-direct/id405905004)

Manage your finances on the go with this intuitive mobile banking application. Easily check balances, view transactions, and transfer funds to friends and family. This app simplifies everyday money management, with more enhancements planned for the future.

**Highlights:** Check account balances, View transaction history, Pay family and friends, Simplified money management, Mobile banking convenience

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Fast and accurate
- 🔒 Excellent security
- 💡 Helpful customer service
- 👍 Consistent and reliable

**What reviewers complain about**

- 🐛 Occasional app crashes
- 🔒 Overly complex security measures
- 💡 Outdated and basic design
- 🔒 Frustrating authentication process
- 🐛 Buggy cheque deposit feature

**Reported bugs**

- App freezing and crashing
- Issues with cheque deposit functionality
- Problems with multi-device authentication
- Inconsistent behavior when updating payee details

**Requested features**

- Dark mode option
- Improved transaction history and insights
- Ability to edit scheduled payments and payees
- Streamlined payment flow
- Better categorization and budgeting tools


### BACKI

[App page](https://appshunter.io/ios/app/backi/id6808651075)

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| BACKI Full | $4.99 | one-time |


## Frequently asked questions

### Is first direct free?

first direct is free to download, with no in-app purchases.

### Is BACKI free?

BACKI is free to download, with in-app purchases available.

### Do first direct or BACKI have ads?

Neither first direct nor BACKI shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*