# Schwab Mobile vs RFC Client

The clearest difference is monetization model: RFC Client at free against Schwab Mobile's free with in-app purchases. RFC Client also leads on rating (5.0 vs 4.8) and iOS requirement (15.6 vs 18.0). Schwab Mobile's advantage is ratings volume (1.2M vs 2) and update cadence (monthly vs every 5 months). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

RFC Client holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Schwab Mobile has 1.2M ratings behind it against 2, so its average is the more settled of the two.

Schwab Mobile ships an update monthly, RFC Client every 5 months. The most recent releases landed on October 18, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | Schwab Mobile | RFC Client |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (1.2M ratings)](https://appshunter.io/ios/app/schwab-mobile/id407358186/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/rfc-client/id1291055002/reviews)** |
| Number of ratings | **1.2M** | 2 |
| Positive reviews | 58.2% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 5 months |
| Monetization | Free with in-app purchases | **Free** |
| Best chart rank | **#81** | — |
| Size | 261 MB | 62 MB |
| Requires iOS | 18.0 | **15.6** |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [The Charles Schwab Corporation](https://appshunter.io/developer/404050704) | [Renaissance Financial Corp](https://appshunter.io/developer/1291055001) |

## What reviewers say

### Schwab Mobile

[App page](https://appshunter.io/ios/app/schwab-mobile/id407358186)

**Currently charting:** #81 Top Free · Finance (US App Store)

Manage your investments, research market trends, and conduct banking all within a single application. Track your portfolio, deposit checks, and trade stocks, ETFs, and options with intuitive tools and real-time insights.

**Highlights:** Consolidated account view, Mobile check deposit, Intuitive trade ticket, Real-time quotes and news, Customizable watchlists, Expert financial content

**Features:** Apple Watch app

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 🔒 Secure banking
- 👍 Excellent customer service
- 💡 Helpful research tools
- 🚀 Smooth mobile experience

**What reviewers complain about**

- 🐛 Inaccurate account information
- 🐛 Slow order execution
- 👎 Dated user interface
- 🐛 Frequent app crashes
- 👎 Limited customization options

**Reported bugs**

- Touch ID/Face ID authentication issues
- Delayed dividend and balance updates
- Inconsistent stock price data across app
- Inability to transfer funds on mobile app

**Requested features**

- Real-time price updates
- Ability to set price alerts
- Improved options trading functionality
- Customizable portfolio views
- Seamless integration with external bank accounts


### RFC Client

[App page](https://appshunter.io/ios/app/rfc-client/id1291055002)

Access your financial account details and balances on the go. Easily connect with your financial advisor for personalized support and inquiries.

**Highlights:** View account information, Check balances, Contact financial advisor, Secure access

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Schwab Mobile free?

Schwab Mobile is free to download, with no in-app purchases.

### Is RFC Client free?

RFC Client is free to download, with no in-app purchases.

### Which has better reviews, Schwab Mobile or RFC Client?

RFC Client is rated higher. Schwab Mobile averages 4.8 out of 5 from 1.2M ratings, while RFC Client averages 5.0 from 2 ratings.

### Do Schwab Mobile or RFC Client have ads?

Neither Schwab Mobile nor RFC Client shows ads.

### Which is updated more often, Schwab Mobile or RFC Client?

Schwab Mobile ships an update monthly, and RFC Client every 5 months. Most recently, Schwab Mobile was updated on October 18, 2026 and RFC Client on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*