# Schwab Mobile vs BNY Pershing Access

The clearest difference is review sentiment: Schwab Mobile at 59% against BNY Pershing Access's 7%. Schwab Mobile also leads on rating (4.8 vs 1.7) and ratings volume (1.2M vs 68). BNY Pershing Access's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (16.0 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Schwab Mobile holds the better App Store score, 4.8 against 1.7. That said, the two scores are not equally well evidenced: Schwab Mobile has 1.2M ratings behind it against 68, so its average is the more settled of the two. Written reviews point the same way: 59% of Schwab Mobile's written reviews are positive against 7% of BNY Pershing Access's.

Schwab Mobile ships an update monthly, BNY Pershing Access every 3 months. The most recent releases landed on September 25, 2026 and July 25, 2026 respectively.

## The numbers

| Metric | Schwab Mobile | BNY Pershing Access |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.2M ratings)](https://appshunter.io/ios/app/schwab-mobile/id407358186/reviews)** | [1.7 (68 ratings)](https://appshunter.io/ios/app/bny-pershing-access/id1486554730/reviews) |
| Number of ratings | **1.2M** | 68 |
| Positive reviews | **59.2% of reviews** | 6.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 3 months |
| Monetization | Free with in-app purchases | **Free** |
| Best chart rank | **#58** | — |
| Size | 260 MB | 3 MB |
| Requires iOS | 18.0 | **16.0** |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [The Charles Schwab Corporation](https://appshunter.io/developer/404050704) | [Pershing Advisor Solutions LLC](https://appshunter.io/developer/1486554729) |

## What reviewers say

### Schwab Mobile

[App page](https://appshunter.io/ios/app/schwab-mobile/id407358186)

**Currently charting:** #58 Top Free · Finance (US App Store)

Manage your investments, research market trends, and conduct banking all within a single application. Track your portfolio, deposit checks, and trade stocks, ETFs, and options with intuitive tools and real-time insights.

**Highlights:** Consolidated account view, Mobile check deposit, Intuitive trade ticket, Real-time quotes and news, Customizable watchlists, Expert financial content

**Features:** Apple Watch app

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 🔒 Secure banking
- 👍 Excellent customer service
- 💡 Helpful research tools
- 🚀 Smooth mobile experience

**What reviewers complain about**

- 🐛 Inaccurate account information
- 🐛 Slow order execution
- 👎 Dated user interface
- 🐛 Frequent app crashes
- 👎 Limited customization options

**Reported bugs**

- Touch ID/Face ID authentication issues
- Delayed dividend and balance updates
- Inconsistent stock price data across app
- Inability to transfer funds on mobile app

**Requested features**

- Real-time price updates
- Ability to set price alerts
- Improved options trading functionality
- Customizable portfolio views
- Seamless integration with external bank accounts


### BNY Pershing Access

[App page](https://appshunter.io/ios/app/bny-pershing-access/id1486554730)

Access your investment accounts securely on the go. View statements, balances, holdings, and account activity. Deposit checks, pay bills, and access market research.

**Highlights:** View account statements and tax documents, Access balances and portfolio holdings, Monitor account activity and cash flow, Mobile check deposit, Bill payment via Bill Suite™, Market quotes and research access, Secure password reset

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Schwab Mobile free?

Schwab Mobile is free to download, with no in-app purchases.

### Is BNY Pershing Access free?

BNY Pershing Access is free to download, with no in-app purchases.

### Which has better reviews, Schwab Mobile or BNY Pershing Access?

Schwab Mobile is rated higher. Schwab Mobile averages 4.8 out of 5 from 1.2M ratings, while BNY Pershing Access averages 1.7 from 68 ratings.

### Do Schwab Mobile or BNY Pershing Access have ads?

Neither Schwab Mobile nor BNY Pershing Access shows ads.

### Which is updated more often, Schwab Mobile or BNY Pershing Access?

Schwab Mobile ships an update monthly, and BNY Pershing Access every 3 months. Most recently, Schwab Mobile was updated on September 25, 2026 and BNY Pershing Access on July 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*