# Capital One Mobile vs Cash App

The clearest difference is update cadence: Cash App at every 6 days against Capital One Mobile's every 2 weeks. Capital One Mobile's advantage is chart position (#1 vs #3). On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Capital One Mobile against 4.8 for Cash App. Both are backed by a comparable volume of ratings — 11M and 8.8M respectively. Written reviews are what separate them: 60% of Capital One Mobile's written reviews are positive against 55% of Cash App's.

Capital One Mobile ships an update every 2 weeks, Cash App every 6 days. Both last shipped on November 7, 2026.

## The numbers

| Metric | Capital One Mobile | Cash App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (11M ratings)](https://appshunter.io/ios/app/capital-one-mobile/id407558537/reviews)** | [4.8 (8.8M ratings)](https://appshunter.io/ios/app/cash-app/id711923939/reviews) |
| Number of ratings | **11M** | 8.8M |
| Positive reviews | **59.8% of reviews** | 54.9% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 6 days** |
| Monetization | Free | Free |
| Best chart rank | **#1** | #3 |
| Size | 374 MB | 448 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 12+ |
| Developer | [Capital One Services, LLC](https://appshunter.io/developer/339644101) | [Block, Inc.](https://appshunter.io/developer/335393791) |

## What reviewers say

### Capital One Mobile

[App page](https://appshunter.io/ios/app/capital-one-mobile/id407558537)

**Currently charting:** #1 Top Free · Finance, #7 Top Free (US App Store)

Manage your finances on the go with easy access to your accounts. View balances, pay bills, track credit, redeem rewards, and send money. Get instant alerts and lock your cards for added security.

**Highlights:** View account balances, Pay bills and loans, Monitor credit score, Redeem rewards, Send and receive money, Card activation and locking, Instant notifications

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Exceptional customer service
- 👍 User-friendly app
- 🚀 Convenient features
- 🚀 Seamless transactions
- 🚀 Instant notifications

**What reviewers complain about**

- 🐛 Buggy and laggy app
- 🔒 Concerns about account security
- 🔒 Difficulty verifying identity
- 🔒 Lack of transparency in account closures
- 🐛 Inconsistent app performance

**Reported bugs**

- Recurring payment issues and account freezes
- Delayed transaction postings and notifications
- Incompatibility with older devices and iOS versions
- Inconsistent behavior when adding external accounts

**Requested features**

- Ability to add/remove external accounts in-app
- Improved visibility of pending/upcoming transactions
- Integration of budgeting and money management tools
- Faster processing of transfers and payments
- Dark mode option for the app


### Cash App

[App page](https://appshunter.io/ios/app/cash-app/id711923939)

**Currently charting:** #3 Top Free · Finance, #43 Top Free (US App Store)

Manage your money with ease, from instant payments and early direct deposits to investing in stocks and Bitcoin. This app offers a customizable debit card, savings tools, and exclusive discounts, simplifying your financial life.

**Highlights:** Send and receive money instantly, Invest in stocks and Bitcoin, Customizable debit card, Early direct deposit, Round up spare change to save, Exclusive discounts and offers

**Features:** Apple Wallet, iPhone Duo support

**In-app purchases:** none

**What reviewers like**

- 💳 Easy money transferring
- 🚀 Convenient and user-friendly app
- 🤑 Referral bonuses and discounts
- 🤑 Free tax filing
- 🤑 Borrow money feature

**What reviewers complain about**

- 🔒 Security issues and account hacking
- 🤖 Poor customer service and lack of live support
- 💰 Unexpected fees and charges
- 🔍 Unclear account restrictions and limits
- 🐛 App crashes and technical issues

**Reported bugs**

- Recurring issues with direct deposits and money transfers
- Inconsistent app behavior and unexpected account restrictions
- Problems with mobile check deposits and cash withdrawals

**Requested features**

- Improve customer support with live chat or phone options
- Provide more transparency on account policies and limitations
- Enhance security features to prevent fraud and unauthorized access
- Streamline the refund and dispute process for users


## Frequently asked questions

### Is Capital One Mobile free?

Capital One Mobile is free to download, with no in-app purchases.

### Is Cash App free?

Cash App is free to download, with no in-app purchases.

### Which has better reviews, Capital One Mobile or Cash App?

Capital One Mobile is rated higher. Capital One Mobile averages 4.8 out of 5 from 11M ratings, while Cash App averages 4.8 from 8.8M ratings.

### Do Capital One Mobile or Cash App have ads?

Neither Capital One Mobile nor Cash App shows ads.

### Which is updated more often, Capital One Mobile or Cash App?

Capital One Mobile ships an update every 2 weeks, and Cash App every 6 days. Most recently, Capital One Mobile was updated on November 7, 2026 and Cash App on November 7, 2026.

### Which is more popular, Capital One Mobile or Cash App?

Capital One Mobile currently peaks at #1 in the App Store charts, and Cash App at #3. Chart position reflects recent download velocity rather than total install base.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*