# Capital One Mobile vs CAPIS Mobile

The clearest difference is update cadence: Capital One Mobile at fortnightly against CAPIS Mobile's every 7 months. Capital One Mobile also leads on chart position (#1 vs unranked). CAPIS Mobile's advantage is iOS requirement (12.0 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Capital One Mobile ships an update fortnightly, CAPIS Mobile every 7 months. The most recent releases landed on October 30, 2026 and March 22, 2026 respectively.

## The numbers

| Metric | Capital One Mobile | CAPIS Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (11M ratings)](https://appshunter.io/ios/app/capital-one-mobile/id407558537/reviews)** | — |
| Number of ratings | **11M** | — |
| Positive reviews | 60.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 7 months |
| Monetization | Free | — |
| Best chart rank | **#1** | — |
| Size | 375 MB | 15 MB |
| Requires iOS | 17.0 | **12.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Capital One Services, LLC](https://appshunter.io/developer/339644101) | [Capital Institutional Services, Inc.](https://appshunter.io/developer/947590273) |

## What reviewers say

### Capital One Mobile

[App page](https://appshunter.io/ios/app/capital-one-mobile/id407558537)

**Currently charting:** #1 Top Free · Finance, #5 Top Free (US App Store)

Manage your finances on the go with comprehensive account access. View balances, pay bills, track transactions, and monitor your credit score. The app also offers card management, rewards redemption, and peer-to-peer payments.

**Highlights:** View account balances and statements, Pay bills and loans, Check credit score with CreditWise, Activate cards, Redeem rewards, Send/receive money with Zelle, Lock/unlock cards

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Exceptional customer service
- 👍 User-friendly app
- 🚀 Convenient features
- 🚀 Seamless transactions
- 🚀 Instant notifications

**What reviewers complain about**

- 🐛 Buggy and laggy app
- 🔒 Concerns about account security
- 🔒 Difficulty verifying identity
- 🔒 Lack of transparency in account closures
- 🐛 Inconsistent app performance

**Reported bugs**

- Recurring payment issues and account freezes
- Delayed transaction postings and notifications
- Incompatibility with older devices and iOS versions
- Inconsistent behavior when adding external accounts

**Requested features**

- Ability to add/remove external accounts in-app
- Improved visibility of pending/upcoming transactions
- Integration of budgeting and money management tools
- Faster processing of transfers and payments
- Dark mode option for the app


### CAPIS Mobile

[App page](https://appshunter.io/ios/app/capis-mobile/id947590274)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Capital One Mobile free?

Capital One Mobile is free to download, with no in-app purchases.

### Is CAPIS Mobile free?

CAPIS Mobile is free to download, with no in-app purchases.

### Do Capital One Mobile or CAPIS Mobile have ads?

Neither Capital One Mobile nor CAPIS Mobile shows ads.

### Which is updated more often, Capital One Mobile or CAPIS Mobile?

Capital One Mobile ships an update fortnightly, and CAPIS Mobile every 7 months. Most recently, Capital One Mobile was updated on October 30, 2026 and CAPIS Mobile on March 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
