# RBC Mobile vs Digital Token

The clearest difference is rating: RBC Mobile at 4.7 against Digital Token's 2.0. RBC Mobile also leads on ratings volume (2.2K vs 13) and update cadence (monthly vs every 4 months). Digital Token's advantage is monetization model (free vs free with in-app purchases). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

RBC Mobile holds the better App Store score, 4.7 against 2.0. That said, the two scores are not equally well evidenced: RBC Mobile has 2.2K ratings behind it against 13, so its average is the more settled of the two. Written reviews complicate that: 21% of RBC Mobile's written reviews are positive against 25% of Digital Token's, so the app with the better star average is not the one people write more warmly about.

RBC Mobile ships an update monthly, Digital Token every 4 months. The most recent releases landed on September 23, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | RBC Mobile | Digital Token |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (2.2K ratings)](https://appshunter.io/ios/app/rbc-mobile/id407597290/reviews)** | [2.0 (13 ratings)](https://appshunter.io/ios/app/digital-token/id1263218288/reviews) |
| Number of ratings | **2.2K** | 13 |
| Positive reviews | 21.1% of reviews | **25.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 4 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 592 MB | 14 MB |
| Requires iOS | 16.4 | **15.6** |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Royal Bank of Canada](https://appshunter.io/developer/407597293) | [The Bank of Nova Scotia](https://appshunter.io/developer/341151577) |

## What reviewers say

### RBC Mobile

[App page](https://appshunter.io/ios/app/rbc-mobile/id407597290)

Manage your finances with a comprehensive banking app. Features include account management, transfers, bill payments, and mobile cheque deposits. Gain personalized financial insights and automated savings tools. Secure access with biometric authentication and card management options.

**Highlights:** Account balances and transaction history, Money transfers and bill payments, Mobile cheque deposits, Personalized financial insights (NOMI), Automated savings tools (NOMI), Biometric login (Touch ID/Face ID), Temporary card lock

**Features:** Safari Extension, Siri integration, Apple Wallet, Apple Watch app

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Convenient mobile banking
- 💳 Supports virtual cards
- 💳 Supports US accounts

**What reviewers complain about**

- 🐛 Frequent technical issues
- 🔒 Unreliable security features
- 🔍 Difficult to navigate
- 🕰️ Slow performance
- 💳 Inability to link US accounts

**Reported bugs**

- Login issues
- Cheque deposit problems
- Inconsistent transaction history
- Unreliable push notifications

**Requested features**

- Dark mode option
- Improved account management
- Better cross-border banking integration
- Enhanced investment tools


### Digital Token

[App page](https://appshunter.io/ios/app/digital-token/id1263218288)

This app simplifies signing into specific banking applications by generating a token value for login. It enables two-factor authentication using a soft token, which can be unlocked with device-based biometrics like TouchID or FaceID.

**Highlights:** Generate token values for login, Two-factor authentication, Scan QR codes for registration, Device-based login (TouchID/FaceID), Soft token functionality

**In-app purchases:** none


## Frequently asked questions

### Is RBC Mobile free?

RBC Mobile is free to download, with no in-app purchases.

### Is Digital Token free?

Digital Token is free to download, with no in-app purchases.

### Which has better reviews, RBC Mobile or Digital Token?

RBC Mobile is rated higher. RBC Mobile averages 4.7 out of 5 from 2.2K ratings, while Digital Token averages 2.0 from 13 ratings.

### Do RBC Mobile or Digital Token have ads?

Neither RBC Mobile nor Digital Token shows ads.

### Which is updated more often, RBC Mobile or Digital Token?

RBC Mobile ships an update monthly, and Digital Token every 4 months. Most recently, RBC Mobile was updated on September 23, 2026 and Digital Token on September 21, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*