# KFH Online vs KIB Mobile

KFH Online and KIB Mobile both sit at 4.7 stars, but that hides the real split: 90% of KFH Online's written reviews are positive against 45% of KIB Mobile's. KFH Online also leads on ratings volume (69K vs 3.2K). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for KFH Online against 4.5 for KIB Mobile. That said, the two scores are not equally well evidenced: KFH Online has 69K ratings behind it against 3.2K, so its average is the more settled of the two. Written reviews are what separate them: 90% of KFH Online's written reviews are positive against 45% of KIB Mobile's.

KFH Online ships an update fortnightly, KIB Mobile every 9 days. The most recent releases landed on November 4, 2026 and November 1, 2026 respectively.

## The numbers

| Metric | KFH Online | KIB Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (69K ratings)](https://appshunter.io/ios/app/kfh-online/id409153764/reviews)** | [4.5 (3.2K ratings)](https://appshunter.io/ios/app/kib-mobile/id409840829/reviews) |
| Number of ratings | **69K** | 3.2K |
| Positive reviews | **90.1% of reviews** | 45.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 9 days** |
| Monetization | Free | Free |
| Size | 459 MB | 320 MB |
| Requires iOS | **15** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Kuwait Finance House](https://appshunter.io/developer/397751405) | [Kuwait International Bank](https://appshunter.io/developer/409763762) |

## What reviewers say

### KFH Online

[App page](https://appshunter.io/ios/app/kfh-online/id409153764)

Manage your finances securely and conveniently from your mobile device. View account summaries, track credit card transactions, and make various transfers. The app also facilitates bill payments, mobile voucher purchases, and reporting lost cards.

**Highlights:** Account balance and statement viewing, Credit card transaction tracking, Fund transfers (internal, local, international), Bill payments and mobile voucher purchases, Lost/stolen card reporting, ATM and credit card activation, Cheque book requests

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 🚀 Fast and responsive
- 🚀 Convenient banking services
- 🔒 Secure banking
- 👍 User-friendly interface

**What reviewers complain about**

- 🐛 Crashes and freezes
- 🐛 Unreliable performance
- 🔧 Needs improvement in appearance and organization
- 🔧 Complicated navigation
- 🔧 Slow and unresponsive at times

**Reported bugs**

- App crashes after latest update
- KFH Pay feature not working properly
- Login screen freezes
- Incompatible with iOS 13.5.1

**Requested features**

- Allow users to choose security questions during registration
- Provide an option to send money transfer links to others
- Improve KFH Pay feature and make it more accessible
- Add dark mode option
- Improve compatibility with older devices and iOS versions


### KIB Mobile

[App page](https://appshunter.io/ios/app/kib-mobile/id409840829)

Manage all your banking needs in one place with an intuitive interface. Track accounts, cards, and investments, make payments, and split bills effortlessly. Enjoy proactive services and a rewarding loyalty program.

**Highlights:** Unified account, card, and investment dashboard, Proactive and customizable financial services, KIBPay for seamless payments and bill splitting, Kuwait's best rewards program with points redemption, Full visibility and control over loans and finances

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Excellent app features
- 🚀 Smooth and fast performance
- 💡 Great app transformation and updates

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- ⏱️ Slow loading and unresponsive at times
- 🔍 Lack of search functionality in transaction history

**Reported bugs**

- Net worth feature not loading
- Deposit opening error after OTP
- Login freezing and not working

**Requested features**

- Add ability to close deposits online
- Improve readability of dark mode
- Allow moving and rearranging of widgets


## Frequently asked questions

### Is KFH Online free?

KFH Online is free to download, with no in-app purchases.

### Is KIB Mobile free?

KIB Mobile is free to download, with no in-app purchases.

### Which has better reviews, KFH Online or KIB Mobile?

KFH Online is rated higher. KFH Online averages 4.7 out of 5 from 69K ratings, while KIB Mobile averages 4.5 from 3.2K ratings.

### Do KFH Online or KIB Mobile have ads?

Neither KFH Online nor KIB Mobile shows ads.

### Which is updated more often, KFH Online or KIB Mobile?

KFH Online ships an update fortnightly, and KIB Mobile every 9 days. Most recently, KFH Online was updated on November 4, 2026 and KIB Mobile on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*