# KFH Online vs GulfBudget

The clearest difference is ads: KFH Online at none against GulfBudget's shown. KFH Online also leads on ratings volume (69K vs 1) and monetization model (free vs ad-supported). GulfBudget's advantage is rating (5.0 vs 4.7) and review sentiment (100% vs 90%). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

GulfBudget holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: KFH Online has 69K ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 90% of KFH Online's written reviews are positive against 100% of GulfBudget's.

KFH Online ships an update fortnightly, GulfBudget weekly. The most recent releases landed on October 29, 2026 and October 1, 2026 respectively.

## The numbers

| Metric | KFH Online | GulfBudget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (69K ratings)](https://appshunter.io/ios/app/kfh-online/id409153764/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/gulfbudget/id6806630201/reviews)** |
| Number of ratings | **69K** | 1 |
| Positive reviews | 90.1% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Fortnightly | **Weekly** |
| Monetization | **Free** | Ad-supported |
| Size | 459 MB | 8 MB |
| Requires iOS | **15** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Kuwait Finance House](https://appshunter.io/developer/397751405) | [Naser Almutairi](https://appshunter.io/developer/6806630203) |

## What reviewers say

### KFH Online

[App page](https://appshunter.io/ios/app/kfh-online/id409153764)

Manage your finances securely and conveniently from your mobile device. View account summaries, track credit card transactions, and make various transfers. The app also facilitates bill payments, mobile voucher purchases, and reporting lost cards.

**Highlights:** Account balance and statement viewing, Credit card transaction tracking, Fund transfers (internal, local, international), Bill payments and mobile voucher purchases, Lost/stolen card reporting, ATM and credit card activation, Cheque book requests

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 🚀 Fast and responsive
- 🚀 Convenient banking services
- 🔒 Secure banking
- 👍 User-friendly interface

**What reviewers complain about**

- 🐛 Crashes and freezes
- 🐛 Unreliable performance
- 🔧 Needs improvement in appearance and organization
- 🔧 Complicated navigation
- 🔧 Slow and unresponsive at times

**Reported bugs**

- App crashes after latest update
- KFH Pay feature not working properly
- Login screen freezes
- Incompatible with iOS 13.5.1

**Requested features**

- Allow users to choose security questions during registration
- Provide an option to send money transfer links to others
- Improve KFH Pay feature and make it more accessible
- Add dark mode option
- Improve compatibility with older devices and iOS versions


### GulfBudget

[App page](https://appshunter.io/ios/app/gulfbudget/id6806630201)

Manually track your income and expenses for daily life in the Gulf region. Organize accounts, transactions, budgets, bills, and savings goals with clear summaries. Designed for Gulf currencies and supports Arabic and English.

**Highlights:** Manual income and expense tracking, Organizes accounts, transactions, and budgets, Supports Gulf currencies (KWD, BHD, OMR, SAR, AED, QAR), Offline functionality, No account or bank linking, Arabic and English language support

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is KFH Online free?

KFH Online is free to download, with no in-app purchases.

### Is GulfBudget free?

GulfBudget is free to download, with no in-app purchases.

### Which has better reviews, KFH Online or GulfBudget?

GulfBudget is rated higher. KFH Online averages 4.7 out of 5 from 69K ratings, while GulfBudget averages 5.0 from 1 ratings.

### Do KFH Online or GulfBudget have ads?

GulfBudget shows ads; KFH Online does not.

### Which is updated more often, KFH Online or GulfBudget?

KFH Online ships an update fortnightly, and GulfBudget weekly. Most recently, KFH Online was updated on October 29, 2026 and GulfBudget on October 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*