# KFH Online vs Amex MENA

The clearest difference is review sentiment: KFH Online at 90% against Amex MENA's 15%. KFH Online also leads on rating (4.7 vs 2.4) and ratings volume (69K vs 101). Amex MENA's advantage is iOS requirement (13.0 vs 15). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

KFH Online holds the better App Store score, 4.7 against 2.4. That said, the two scores are not equally well evidenced: KFH Online has 69K ratings behind it against 101, so its average is the more settled of the two. Written reviews point the same way: 90% of KFH Online's written reviews are positive against 15% of Amex MENA's.

KFH Online ships an update fortnightly, Amex MENA every 6 weeks. The most recent releases landed on October 24, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | KFH Online | Amex MENA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (69K ratings)](https://appshunter.io/ios/app/kfh-online/id409153764/reviews)** | [2.4 (101 ratings)](https://appshunter.io/ios/app/amex-mena/id723401892/reviews) |
| Number of ratings | **69K** | 101 |
| Positive reviews | **90.1% of reviews** | 14.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 6 weeks |
| Monetization | Free | Free |
| Size | 459 MB | 203 MB |
| Requires iOS | 15 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 9+ |
| Developer | [Kuwait Finance House](https://appshunter.io/developer/397751405) | [AMEX (MIDDLE EAST) B.S.C. (C)](https://appshunter.io/developer/657773191) |

## What reviewers say

### KFH Online

[App page](https://appshunter.io/ios/app/kfh-online/id409153764)

Manage your finances securely and conveniently from your mobile device. View account summaries, track credit card transactions, and make various transfers. The app also facilitates bill payments, mobile voucher purchases, and reporting lost cards.

**Highlights:** Account balance and statement viewing, Credit card transaction tracking, Fund transfers (internal, local, international), Bill payments and mobile voucher purchases, Lost/stolen card reporting, ATM and credit card activation, Cheque book requests

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 🚀 Fast and responsive
- 🚀 Convenient banking services
- 🔒 Secure banking
- 👍 User-friendly interface

**What reviewers complain about**

- 🐛 Crashes and freezes
- 🐛 Unreliable performance
- 🔧 Needs improvement in appearance and organization
- 🔧 Complicated navigation
- 🔧 Slow and unresponsive at times

**Reported bugs**

- App crashes after latest update
- KFH Pay feature not working properly
- Login screen freezes
- Incompatible with iOS 13.5.1

**Requested features**

- Allow users to choose security questions during registration
- Provide an option to send money transfer links to others
- Improve KFH Pay feature and make it more accessible
- Add dark mode option
- Improve compatibility with older devices and iOS versions


### Amex MENA

[App page](https://appshunter.io/ios/app/amex-mena/id723401892)

Manage your American Express account on the go with this mobile application. Track spending, view transactions, pay bills, and discover exclusive offers. Apply for cards, set spending goals, and earn rewards points.

**Highlights:** Digital card applications, Transaction tracking, Spending timeline by category, Supplementary card management, Card PIN management, Membership Rewards points, Exclusive local and online offers

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Covers all features (mentioned once)
- 👍 User friendly (mentioned once)
- 👍 Great UI (mentioned once)
- 👍 Simple to use (mentioned once)
- 👍 Extremely functional (mentioned once)

**What reviewers complain about**

- 👎 Extremely outdated app
- 👎 App is barely working
- 👎 Inability to book travel services
- 👎 App is way behind competition
- 👎 Login does not work

**Reported bugs**

- Won't allow update
- Barely working
- Login does not work
- App stopped working
- Technical issues

**Requested features**

- Allow booking travel services
- Add Apple Pay and Google Pay support
- More offers and services online
- More merchants accepting payment online
- Improve search engine and sort options for offers


## Frequently asked questions

### Is KFH Online free?

KFH Online is free to download, with no in-app purchases.

### Is Amex MENA free?

Amex MENA is free to download, with no in-app purchases.

### Which has better reviews, KFH Online or Amex MENA?

KFH Online is rated higher. KFH Online averages 4.7 out of 5 from 69K ratings, while Amex MENA averages 2.4 from 101 ratings.

### Do KFH Online or Amex MENA have ads?

Neither KFH Online nor Amex MENA shows ads.

### Which is updated more often, KFH Online or Amex MENA?

KFH Online ships an update fortnightly, and Amex MENA every 6 weeks. Most recently, KFH Online was updated on October 24, 2026 and Amex MENA on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*