# KIB Mobile vs My Rateb

The clearest difference is review sentiment: My Rateb at 100% against KIB Mobile's 45%. My Rateb also leads on rating (5.0 vs 4.5). KIB Mobile's advantage is ratings volume (3.2K vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

My Rateb holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: KIB Mobile has 3.2K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 45% of KIB Mobile's written reviews are positive against 100% of My Rateb's.

KIB Mobile ships an update every 9 days, My Rateb weekly. The most recent releases landed on October 29, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | KIB Mobile | My Rateb |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (3.2K ratings)](https://appshunter.io/ios/app/kib-mobile/id409840829/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/my-rateb/id1515484709/reviews)** |
| Number of ratings | **3.2K** | 2 |
| Positive reviews | 45.3% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 9 days | **Weekly** |
| Monetization | Free | Free |
| Size | 320 MB | 174 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [Kuwait International Bank](https://appshunter.io/developer/409763762) | [MY RATEB MICRO ELECTRONIC MONEY SERVICE PROVIDER](https://appshunter.io/developer/1515484708) |

## What reviewers say

### KIB Mobile

[App page](https://appshunter.io/ios/app/kib-mobile/id409840829)

Manage all your banking needs in one place with an intuitive interface. Track accounts, cards, and investments, make payments, and split bills effortlessly. Enjoy proactive services and a rewarding loyalty program.

**Highlights:** Unified account, card, and investment dashboard, Proactive and customizable financial services, KIBPay for seamless payments and bill splitting, Kuwait's best rewards program with points redemption, Full visibility and control over loans and finances

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Excellent app features
- 🚀 Smooth and fast performance
- 💡 Great app transformation and updates

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- ⏱️ Slow loading and unresponsive at times
- 🔍 Lack of search functionality in transaction history

**Reported bugs**

- Net worth feature not loading
- Deposit opening error after OTP
- Login freezing and not working

**Requested features**

- Add ability to close deposits online
- Improve readability of dark mode
- Allow moving and rearranging of widgets


### My Rateb

[App page](https://appshunter.io/ios/app/my-rateb/id1515484709)

This app offers a digital solution for paying domestic helpers in Kuwait. It allows for easy salary, bonus, and allowance payments, with options for online transfers and ATM cash withdrawals. The service is designed to be safe, simple, and accessible in multiple languages.

**Highlights:** Digital salary payments, Bonus and allowance payments, Online salary transfers, ATM cash withdrawals, Multi-language support, Secure and simple transactions

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is KIB Mobile free?

KIB Mobile is free to download, with no in-app purchases.

### Is My Rateb free?

My Rateb is free to download, with no in-app purchases.

### Which has better reviews, KIB Mobile or My Rateb?

My Rateb is rated higher. KIB Mobile averages 4.5 out of 5 from 3.2K ratings, while My Rateb averages 5.0 from 2 ratings.

### Do KIB Mobile or My Rateb have ads?

Neither KIB Mobile nor My Rateb shows ads.

### Which is updated more often, KIB Mobile or My Rateb?

KIB Mobile ships an update every 9 days, and My Rateb weekly. Most recently, KIB Mobile was updated on October 29, 2026 and My Rateb on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*