# KIB Mobile vs Tam

KIB Mobile and Tam both sit at 4.5 stars, but that hides the real split: 70% of Tam's written reviews are positive against 45% of KIB Mobile's. Tam also leads on iOS requirement (13.2 vs 15.0). KIB Mobile's advantage is update cadence (every 9 days vs monthly). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.5 for KIB Mobile against 4.5 for Tam. Both are backed by a comparable volume of ratings — 3K and 1.6K respectively. Written reviews are what separate them: 45% of KIB Mobile's written reviews are positive against 70% of Tam's.

KIB Mobile ships an update every 9 days, Tam monthly. The most recent releases landed on September 13, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | KIB Mobile | Tam |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (3K ratings)](https://appshunter.io/ios/app/kib-mobile/id409840829/reviews) | [4.5 (1.6K ratings)](https://appshunter.io/ios/app/tam-digital-banking/id1630756913/reviews) |
| Number of ratings | **3K** | 1.6K |
| Positive reviews | 45.3% of reviews | **70.2% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 9 days** | Monthly |
| Monetization | Free | Free |
| Size | 244 MB | 207 MB |
| Requires iOS | 15.0 | **13.2** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Kuwait International Bank](https://appshunter.io/developer/409763762) | [Kuwait Finance House](https://appshunter.io/developer/397751405) |

## What reviewers say

### KIB Mobile

[App page](https://appshunter.io/ios/app/kib-mobile/id409840829)

Manage all your banking needs in one place with an intuitive interface. Track accounts, cards, and investments, make payments, and split bills effortlessly. Enjoy proactive services and a rewarding loyalty program.

**Highlights:** Unified account, card, and investment dashboard, Proactive and customizable financial services, KIBPay for seamless payments and bill splitting, Kuwait's best rewards program with points redemption, Full visibility and control over loans and finances

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Excellent app features
- 🚀 Smooth and fast performance
- 💡 Great app transformation and updates

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- ⏱️ Slow loading and unresponsive at times
- 🔍 Lack of search functionality in transaction history

**Reported bugs**

- Net worth feature not loading
- Deposit opening error after OTP
- Login freezing and not working

**Requested features**

- Add ability to close deposits online
- Improve readability of dark mode
- Allow moving and rearranging of widgets


### Tam

[App page](https://appshunter.io/ios/app/tam-digital-banking/id1630756913)

Manage your finances with a modern, intuitive banking app. Open an account, get instant virtual cards, and enjoy easy money transfers. Earn rewards as you use the service and customize your virtual card with unique designs.

**Highlights:** Open account on the go, Instant virtual debit/prepaid card, Easy money transfers, Fun rewards program, Customizable virtual card designs, Add card to Apple Pay

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- ❤️ Excellent
- 🤩 Incredible
- 👍 Wonderful
- 👍 Great
- 👍 Fantastic

**What reviewers complain about**

- 🐛 Slow and buggy
- 🐛 Crashes frequently
- 🔒 Lack of privacy
- 🔋 High battery consumption

**Reported bugs**

- Login issues for non-Kuwaitis
- Frequent crashes and freezes
- Slow performance

**Requested features**

- Add plastic card option
- Allow name changes
- Add more banks for transfers
- Improve speed and stability


## Frequently asked questions

### Is KIB Mobile free?

KIB Mobile is free to download, with no in-app purchases.

### Is Tam free?

Tam is free to download, with no in-app purchases.

### Which has better reviews, KIB Mobile or Tam?

KIB Mobile and Tam are both rated 4.5 out of 5 on the App Store, from 3K and 1.6K ratings respectively.

### Do KIB Mobile or Tam have ads?

Neither KIB Mobile nor Tam shows ads.

### Which is updated more often, KIB Mobile or Tam?

KIB Mobile ships an update every 9 days, and Tam monthly. Most recently, KIB Mobile was updated on September 13, 2026 and Tam on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*