# myRAMS vs Unity Bank

The clearest difference is review sentiment: Unity Bank at 17% against myRAMS's 6%. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 5 months. The most recent releases landed on August 16, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | myRAMS | Unity Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.3 (3 ratings)](https://appshunter.io/ios/app/myrams/id409904422/reviews)** | — |
| Number of ratings | **3** | — |
| Positive reviews | 6.3% of reviews | **16.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | Every 5 months |
| Monetization | Free | Free |
| Size | 29 MB | 111 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Pepper Australia Pty Ltd](https://appshunter.io/developer/564965702) | [Unity Bank Ltd](https://appshunter.io/developer/685737805) |

## What reviewers say

### myRAMS

[App page](https://appshunter.io/ios/app/myrams/id409904422)

Manage your finances with a secure and intuitive mobile banking app. Quickly check balances, schedule payments, and transfer funds between accounts. Enjoy fast and easy login options for a seamless banking experience.

**Highlights:** Check account balances and transactions, Schedule and manage payments (BPAY), Transfer funds between accounts and payees, Intuitive and fast access to functions, Secure quick logon (fingerprint, Face ID, PIN), Manage account settings

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use (historically)
- 👍 Good for managing mortgage
- 👍 Transfer funds between accounts
- 👍 Face ID/Touch ID login (when working)

**What reviewers complain about**

- 🐛 App constantly crashing
- 🐛 Frequent login issues
- 🐛 Update loops
- 🐛 Poor user interface
- 🐛 Limited transaction history

**Reported bugs**

- Unable to log in after updates
- App crashes when selecting 'pay later'
- Date selection field crashes app
- App requires update but none available
- Endless update loop

**Requested features**

- Fix font size issues
- Improve transaction scrolling
- Copy NAB app functionality
- Improve password security
- Add drag and drop transfers


### Unity Bank

[App page](https://appshunter.io/ios/app/unity-bank/id1001372304)

Manage your finances, check balances, and make secure payments with this banking app. Set savings goals, manage cards, and access banking services on the go. It offers quick login options and convenient payment methods.

**Highlights:** Check account balances, Make instant payments (PayID, Osko, BPAY), Set and track savings goals, Manage debit/credit cards, Secure login with biometrics, View transaction history

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is myRAMS free?

myRAMS is free to download, with no in-app purchases.

### Is Unity Bank free?

Unity Bank is free to download, with no in-app purchases.

### Do myRAMS or Unity Bank have ads?

Neither myRAMS nor Unity Bank shows ads.

### Which is updated more often, myRAMS or Unity Bank?

myRAMS ships an update every 5 months, and Unity Bank every 5 months. Most recently, myRAMS was updated on August 16, 2026 and Unity Bank on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*