# myRAMS vs UniBank Australia

The clearest difference is review sentiment: UniBank Australia at 27% against myRAMS's 6%. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 5 months. Both last shipped on November 1, 2026.

## The numbers

| Metric | myRAMS | UniBank Australia |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.3 (3 ratings)](https://appshunter.io/ios/app/myrams/id409904422/reviews)** | — |
| Number of ratings | **3** | — |
| Positive reviews | 6.3% of reviews | **27.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | Every 5 months |
| Monetization | Free | Free |
| Size | 29 MB | 110 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Pepper Australia Pty Ltd](https://appshunter.io/developer/564965702) | [Teachers Mutual Bank Limited](https://appshunter.io/developer/473881039) |

## What reviewers say

### myRAMS

[App page](https://appshunter.io/ios/app/myrams/id409904422)

Manage your finances with a secure and intuitive mobile banking app. Quickly check balances, schedule payments, and transfer funds between accounts. Enjoy fast and easy login options for a seamless banking experience.

**Highlights:** Check account balances and transactions, Schedule and manage payments (BPAY), Transfer funds between accounts and payees, Intuitive and fast access to functions, Secure quick logon (fingerprint, Face ID, PIN), Manage account settings

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use (historically)
- 👍 Good for managing mortgage
- 👍 Transfer funds between accounts
- 👍 Face ID/Touch ID login (when working)

**What reviewers complain about**

- 🐛 App constantly crashing
- 🐛 Frequent login issues
- 🐛 Update loops
- 🐛 Poor user interface
- 🐛 Limited transaction history

**Reported bugs**

- Unable to log in after updates
- App crashes when selecting 'pay later'
- Date selection field crashes app
- App requires update but none available
- Endless update loop

**Requested features**

- Fix font size issues
- Improve transaction scrolling
- Copy NAB app functionality
- Improve password security
- Add drag and drop transfers


### UniBank Australia

[App page](https://appshunter.io/ios/app/unibank-australia/id1176297898)

Manage your finances securely and conveniently from your mobile device. Access popular banking features like checking balances, making payments, managing cards, and tracking spending. Set savings goals and personalize your experience for a streamlined banking journey.

**Highlights:** Quick balance check, Card management (block, unblock, cancel), Account nicknames, PayID, transfers, and payments, Spending tracking and savings goals, Secure messaging and document sharing, Personalized home screen

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is myRAMS free?

myRAMS is free to download, with no in-app purchases.

### Is UniBank Australia free?

UniBank Australia is free to download, with no in-app purchases.

### Do myRAMS or UniBank Australia have ads?

Neither myRAMS nor UniBank Australia shows ads.

### Which is updated more often, myRAMS or UniBank Australia?

myRAMS ships an update every 5 months, and UniBank Australia every 5 months. Most recently, myRAMS was updated on November 1, 2026 and UniBank Australia on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*