# myRAMS vs AustMilBank

The clearest difference is rating: AustMilBank at 4.8 against myRAMS's 2.3. AustMilBank also leads on update cadence (monthly vs every 5 months) and review sentiment (21% vs 6%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

AustMilBank holds the better App Store score, 4.8 against 2.3. Both are backed by a comparable volume of ratings — 3 and 10 respectively. Written reviews point the same way: 6% of myRAMS's written reviews are positive against 21% of AustMilBank's.

myRAMS ships an update every 5 months, AustMilBank monthly. The most recent releases landed on October 23, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | myRAMS | AustMilBank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.3 (3 ratings)](https://appshunter.io/ios/app/myrams/id409904422/reviews) | **[4.8 (10 ratings)](https://appshunter.io/ios/app/austmilbank/id1344194640/reviews)** |
| Number of ratings | 3 | **10** |
| Positive reviews | 6.3% of reviews | **21.2% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Monthly** |
| Monetization | Free | Free |
| Size | 29 MB | 61 MB |
| Requires iOS | 15.1 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Pepper Australia Pty Ltd](https://appshunter.io/developer/564965702) | [Australian Military Bank Ltd](https://appshunter.io/developer/638596935) |

## What reviewers say

### myRAMS

[App page](https://appshunter.io/ios/app/myrams/id409904422)

Manage your finances with a secure and intuitive mobile banking app. Quickly check balances, schedule payments, and transfer funds between accounts. Enjoy fast and easy login options for a seamless banking experience.

**Highlights:** Check account balances and transactions, Schedule and manage payments (BPAY), Transfer funds between accounts and payees, Intuitive and fast access to functions, Secure quick logon (fingerprint, Face ID, PIN), Manage account settings

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use (historically)
- 👍 Good for managing mortgage
- 👍 Transfer funds between accounts
- 👍 Face ID/Touch ID login (when working)

**What reviewers complain about**

- 🐛 App constantly crashing
- 🐛 Frequent login issues
- 🐛 Update loops
- 🐛 Poor user interface
- 🐛 Limited transaction history

**Reported bugs**

- Unable to log in after updates
- App crashes when selecting 'pay later'
- Date selection field crashes app
- App requires update but none available
- Endless update loop

**Requested features**

- Fix font size issues
- Improve transaction scrolling
- Copy NAB app functionality
- Improve password security
- Add drag and drop transfers


### AustMilBank

[App page](https://appshunter.io/ios/app/austmilbank/id1344194640)

Manage your finances on the go with instant account balance checks and fast money transfers using OSKO and PayID. Securely log in with a PIN or biometrics and link to digital wallets. Keep your personal details and cards up-to-date.

**Highlights:** Instant account balance check, OSKO and PayID transfers, Link to digital wallets, PIN and biometric login, Card and personal detail management

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use (some users)
- 👍 Fit for purpose (some users)
- 👍 Nice and clean looking (some users)
- 👍 Very much improved from previous app (some users)
- 👍 Love the new app, many enhancements (some users)

**What reviewers complain about**

- 🐛 Clunky and slow
- 🐛 Frequent crashes and freezes
- 🐛 Login issues and errors
- 🐛 App not working/down
- 🐛 Incompatible with iPad/landscape mode

**Reported bugs**

- Search in payment history never works
- App not compatible with iPad
- App is slow and clunky
- App sometimes doesn't work, has been down all day
- App is horrendous to use, slow and clunky

**Requested features**

- Make the app move into landscape mode on iPad
- Allow depositing cheques through the app
- Improve search functionality
- Add a dark mode option


## Frequently asked questions

### Is myRAMS free?

myRAMS is free to download, with no in-app purchases.

### Is AustMilBank free?

AustMilBank is free to download, with no in-app purchases.

### Which has better reviews, myRAMS or AustMilBank?

AustMilBank is rated higher. myRAMS averages 2.3 out of 5 from 3 ratings, while AustMilBank averages 4.8 from 10 ratings.

### Do myRAMS or AustMilBank have ads?

Neither myRAMS nor AustMilBank shows ads.

### Which is updated more often, myRAMS or AustMilBank?

myRAMS ships an update every 5 months, and AustMilBank monthly. Most recently, myRAMS was updated on October 23, 2026 and AustMilBank on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*