# Community Choice e vs DivDat Mobile Payments App

Community Choice e and DivDat Mobile Payments App both sit at 4.6 stars, but that hides the real split: 85% of Community Choice e's written reviews are positive against 41% of DivDat Mobile Payments App's. DivDat Mobile Payments App's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (11.0 vs 16.0). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

DivDat Mobile Payments App holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 4.6K and 5.7K respectively. Written reviews complicate that: 85% of Community Choice e's written reviews are positive against 41% of DivDat Mobile Payments App's, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly every 3 months. Both last shipped on October 26, 2026.

## The numbers

| Metric | Community Choice e | DivDat Mobile Payments App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (4.6K ratings)](https://appshunter.io/ios/app/community-choice-e-banking/id410948915/reviews) | **[4.8 (5.7K ratings)](https://appshunter.io/ios/app/divdat-mobile-payments-app/id1229265627/reviews)** |
| Number of ratings | 4.6K | **5.7K** |
| Positive reviews | **84.9% of reviews** | 41.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | Every 3 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 49 MB | 23 MB |
| Requires iOS | 16.0 | **11.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Community Choice Credit Union](https://appshunter.io/developer/410948918) | [DivDat](https://appshunter.io/developer/1229265626) |

## What reviewers say

### Community Choice e

[App page](https://appshunter.io/ios/app/community-choice-e-banking/id410948915)

Manage your finances on the go with this mobile banking application. Access your accounts, view transaction history, transfer funds, and make deposits conveniently and securely from your device.

**Highlights:** Check account balances, View transaction history, Transfer funds between accounts, Pay loans, Make e-Deposits, P2P payments

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to navigate
- 🚀 Convenient and user-friendly
- 🔒 Secure and safe
- 💡 Helpful features like budgeting and credit score tracking
- 👍 Excellent customer service

**What reviewers complain about**

- 🐛 Occasional bugs and glitches
- 🔍 Difficult to find certain features or information
- 🔄 Frequent app updates that change the interface
- 🔍 Confusing layout and navigation

**Reported bugs**

- Remote check deposit not working consistently
- Login issues and inability to use biometric authentication
- Inaccurate credit card transaction history

**Requested features**

- Add Zelle integration
- Improve account linking and external account management
- Provide real-time transaction notifications
- Simplify bill pay and loan management features


### DivDat Mobile Payments App

[App page](https://appshunter.io/ios/app/divdat-mobile-payments-app/id1229265627)

Pay local bills conveniently from your phone. Add municipalities, utilities, and more to a single platform. Supports credit card, debit card, check, and cash payments via kiosks.

**Highlights:** Add local billers, Multiple payment methods, Payment reminders, Auto-Pay option, QR code for kiosk use, Text-to-Pay option, Historical payment tracking

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and easy to use
- 💡 Streamlined and always accessible
- 👍 User-friendly design
- 👍 Saves time
- 👍 Excellent tech support

**What reviewers complain about**

- 🐛 Slow performance and errors
- 🐛 Payment processing issues
- 🐛 Unreliable app functionality
- 💰 Excessive service fees
- 🐛 Inconsistent account/bill display

**Reported bugs**

- App crashes when entering phone number
- Inaccurate bill amounts displayed
- Inability to find/link accounts
- Payments not properly recorded

**Requested features**

- Ability to delete planned payments
- Support for all payment methods
- Improved error messaging
- Integration with city water/tax portals


## Frequently asked questions

### Is Community Choice e free?

Community Choice e is free to download, with no in-app purchases.

### Is DivDat Mobile Payments App free?

DivDat Mobile Payments App is free to download, with no in-app purchases.

### Which has better reviews, Community Choice e or DivDat Mobile Payments App?

DivDat Mobile Payments App is rated higher. Community Choice e averages 4.6 out of 5 from 4.6K ratings, while DivDat Mobile Payments App averages 4.8 from 5.7K ratings.

### Do Community Choice e or DivDat Mobile Payments App have ads?

Neither Community Choice e nor DivDat Mobile Payments App shows ads.

### Which is updated more often, Community Choice e or DivDat Mobile Payments App?

Community Choice e ships an update every 3 months, and DivDat Mobile Payments App every 3 months. Most recently, Community Choice e was updated on October 26, 2026 and DivDat Mobile Payments App on October 26, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*