# Community Choice e vs LOC Mobile

The clearest difference is monetization model: LOC Mobile at free against Community Choice e's free with in-app purchases. LOC Mobile also leads on update cadence (monthly vs every 3 months). On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

LOC Mobile holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 4.6K and 4.1K respectively. Written reviews point the same way: 85% of Community Choice e's written reviews are positive against 89% of LOC Mobile's.

Community Choice e ships an update every 3 months, LOC Mobile monthly. Both last shipped on October 26, 2026.

## The numbers

| Metric | Community Choice e | LOC Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (4.6K ratings)](https://appshunter.io/ios/app/community-choice-e-banking/id410948915/reviews) | **[4.8 (4.1K ratings)](https://appshunter.io/ios/app/loc-mobile/id994986376/reviews)** |
| Number of ratings | **4.6K** | 4.1K |
| Positive reviews | 84.9% of reviews | **88.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Monthly** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 49 MB | 130 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Community Choice Credit Union](https://appshunter.io/developer/410948918) | [LOC Credit Union](https://appshunter.io/developer/994986375) |

## What reviewers say

### Community Choice e

[App page](https://appshunter.io/ios/app/community-choice-e-banking/id410948915)

Manage your finances on the go with this mobile banking application. Access your accounts, view transaction history, transfer funds, and make deposits conveniently and securely from your device.

**Highlights:** Check account balances, View transaction history, Transfer funds between accounts, Pay loans, Make e-Deposits, P2P payments

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to navigate
- 🚀 Convenient and user-friendly
- 🔒 Secure and safe
- 💡 Helpful features like budgeting and credit score tracking
- 👍 Excellent customer service

**What reviewers complain about**

- 🐛 Occasional bugs and glitches
- 🔍 Difficult to find certain features or information
- 🔄 Frequent app updates that change the interface
- 🔍 Confusing layout and navigation

**Reported bugs**

- Remote check deposit not working consistently
- Login issues and inability to use biometric authentication
- Inaccurate credit card transaction history

**Requested features**

- Add Zelle integration
- Improve account linking and external account management
- Provide real-time transaction notifications
- Simplify bill pay and loan management features


### LOC Mobile

[App page](https://appshunter.io/ios/app/loc-mobile/id994986376)

Manage your finances on the go with this mobile banking app. Check balances, track spending, transfer funds, pay bills, and deposit checks. It also offers features like credit score monitoring and savings goal setting.

**Highlights:** Check balances and transaction history, Categorize and track spending, Transfer funds between accounts, Pay bills and make payments, Deposit checks remotely, Monitor credit score, Set up savings goals

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Intuitive interface
- 🚀 Instant transaction updates
- 💡 Convenient mobile banking features
- 🔒 Secure login options
- 👍 Easy to use

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🐛 Mobile deposit issues
- 🐛 Unreliable app performance
- 👎 Confusing UI changes with recent updates

**Reported bugs**

- Password not autofilling
- Forced to log in every time
- Mobile deposit not working consistently

**Requested features**

- Customizable notification settings
- Automatic check photo capture for mobile deposit
- Access to all accounts with single login


## Frequently asked questions

### Is Community Choice e free?

Community Choice e is free to download, with no in-app purchases.

### Is LOC Mobile free?

LOC Mobile is free to download, with no in-app purchases.

### Which has better reviews, Community Choice e or LOC Mobile?

LOC Mobile is rated higher. Community Choice e averages 4.6 out of 5 from 4.6K ratings, while LOC Mobile averages 4.8 from 4.1K ratings.

### Do Community Choice e or LOC Mobile have ads?

Neither Community Choice e nor LOC Mobile shows ads.

### Which is updated more often, Community Choice e or LOC Mobile?

Community Choice e ships an update every 3 months, and LOC Mobile monthly. Most recently, Community Choice e was updated on October 26, 2026 and LOC Mobile on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*