# Central Bank vs CentralMOBILE

Central Bank and CentralMOBILE both sit at 4.9 stars, but that hides the real split: 79% of Central Bank's written reviews are positive against 37% of CentralMOBILE's. Central Bank also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for Central Bank against 4.8 for CentralMOBILE. That said, the two scores are not equally well evidenced: Central Bank has 56K ratings behind it against 4.6K, so its average is the more settled of the two. Written reviews are what separate them: 79% of Central Bank's written reviews are positive against 37% of CentralMOBILE's.

Central Bank ships an update every 2 months, CentralMOBILE every 3 months. Both last shipped on October 29, 2026.

## The numbers

| Metric | Central Bank | CentralMOBILE |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (56K ratings)](https://appshunter.io/ios/app/central-bank-mobile/id411454292/reviews)** | [4.8 (4.6K ratings)](https://appshunter.io/ios/app/centralmobile/id843426026/reviews) |
| Number of ratings | **56K** | 4.6K |
| Positive reviews | **79.5% of reviews** | 37.3% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 2 months** | Every 3 months |
| Monetization | **Free** | Free with in-app purchases |
| Size | 52 MB | 112 MB |
| Requires iOS | **14.0** | 15.0 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Central Bancompany](https://appshunter.io/developer/945461947) | [CENTRAL BANK & TRUST COMPANY](https://appshunter.io/developer/456741914) |

## What reviewers say

### Central Bank

[App page](https://appshunter.io/ios/app/central-bank-mobile/id411454292)

Manage your finances on the go with features like mobile check deposit, bill pay, and fund transfers. Securely send money to friends and family, set up custom alerts, and track your spending with ease. Access your accounts quickly and conveniently from your smartphone.

**Highlights:** Mobile check deposit, Bill pay, Fund transfers, Send money with Zelle, Account alerts, Biometric login, RoundUp savings

**Features:** Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🎉 Celebrating 30+ years of great service
- 👍 Friendly and helpful staff
- 🚀 Convenient online and mobile banking
- 🔒 Robust security features
- 💳 Easy to track transactions and manage accounts

**What reviewers complain about**

- 🐛 Issues with app stability and functionality
- 🤔 Unclear overdraft policies
- 🙄 Frustrating account freezes and closures

**Reported bugs**

- Duplicate and incorrect transaction charges
- App login and loading issues
- Inconsistent mobile deposit experience

**Requested features**

- Spanish language support
- Mobile check deposit
- Customizable account alerts


### CentralMOBILE

[App page](https://appshunter.io/ios/app/centralmobile/id843426026)

Manage your bank accounts on the go with this mobile banking app. Deposit checks, pay bills, transfer funds, and find nearby branches or ATMs. Access Zelle for fast, secure money transfers to friends and family.

**Highlights:** Mobile check deposit, View account balances and transactions, Transfer funds between accounts, Pay bills and manage payments, Send money with Zelle, Find bank branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Helpful customer service
- 💡 Useful mobile deposit feature
- 🚀 Smooth app experience when working

**What reviewers complain about**

- 🐛 Frequent app crashes and login issues
- ⚠️ Unreliable app performance and availability
- 🔍 Lack of transparency around maintenance and downtime

**Reported bugs**

- App incompatibility with iOS 16
- Persistent login and connectivity problems
- Inconsistent Face ID/Touch ID functionality

**Requested features**

- Ability to view transaction details and receipts
- Improved account management features
- Seamless integration with newer iOS versions


## Frequently asked questions

### Is Central Bank free?

Central Bank is free to download, with no in-app purchases.

### Is CentralMOBILE free?

CentralMOBILE is free to download, with no in-app purchases.

### Which has better reviews, Central Bank or CentralMOBILE?

Central Bank is rated higher. Central Bank averages 4.9 out of 5 from 56K ratings, while CentralMOBILE averages 4.8 from 4.6K ratings.

### Do Central Bank or CentralMOBILE have ads?

CentralMOBILE shows ads; Central Bank does not.

### Which is updated more often, Central Bank or CentralMOBILE?

Central Bank ships an update every 2 months, and CentralMOBILE every 3 months. Most recently, Central Bank was updated on October 29, 2026 and CentralMOBILE on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*