# Inspira Mobile™ vs Empower ®

The clearest difference is rating: Empower ® at 4.8 against Inspira Mobile™'s 4.3. Empower ® also leads on ratings volume (412K vs 37K) and chart position (#66 vs unranked). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Empower ® holds the better App Store score, 4.8 against 4.3. That said, the two scores are not equally well evidenced: Empower ® has 412K ratings behind it against 37K, so its average is the more settled of the two. Written reviews point the same way: 7% of Inspira Mobile™'s written reviews are positive against 17% of Empower ®'s.

Inspira Mobile™ ships an update every 2 weeks, Empower ® fortnightly. Both last shipped on September 27, 2026.

## The numbers

| Metric | Inspira Mobile™ | Empower ® |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (37K ratings)](https://appshunter.io/ios/app/inspira-mobile/id411486575/reviews) | **[4.8 (412K ratings)](https://appshunter.io/ios/app/empower/id1001257338/reviews)** |
| Number of ratings | 37K | **412K** |
| Positive reviews | 7.4% of reviews | **17.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Fortnightly** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Best chart rank | — | **#66** |
| Size | 75 MB | 474 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod, Apple Watch** |
| Age rating | 12+ | 4+ |
| Developer | [Inspira Financial Health, Inc.](https://appshunter.io/developer/411486578) | [Empower Retirement, LLC](https://appshunter.io/developer/1001257337) |

## What reviewers say

### Inspira Mobile™

[App page](https://appshunter.io/ios/app/inspira-mobile/id411486575)

Manage your health, wealth, and benefit accounts in real-time. This app offers easy control over your savings, reimbursements, and payments. It also features a scanner to check product eligibility for your plans.

**Highlights:** Manage health savings accounts (HSA), Manage flexible spending accounts (FSA), Request reimbursement, Pay providers, Deposit funds, Eligible Expense Scanner, Secure login options

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 📱 Intuitive and user-friendly app
- 🔍 Helpful features like receipt scanning
- 💳 Convenient way to manage FSA/HSA accounts

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🔒 Unreliable login and authentication
- 🕰️ Slow and unresponsive performance
- 🤔 Confusing and inconsistent UI
- 📄 Difficult to submit and manage claims

**Reported bugs**

- App frequently crashes or becomes unresponsive
- Login process is unreliable and requires repeated authentication
- Submitted claims and documents often disappear or get lost
- Inconsistent behavior between app and website

**Requested features**

- Improve login and authentication experience
- Allow direct photo/document uploads without conversion
- Provide better visibility into claim status and history
- Integrate with more healthcare providers and services


### Empower ®

[App page](https://appshunter.io/ios/app/empower/id1001257338)

**Currently charting:** #66 Top Free · Finance (US App Store)

This app provides a comprehensive financial overview, consolidating all your accounts in one place. It offers tools to plan for retirement, manage budgets, track net worth, and simulate financial scenarios, making financial management clearer and simpler.

**Highlights:** Consolidated account view, Retirement planning, Budget tracking, Net worth tracking, Investment advice access, Financial scenario simulation

**Features:** macOS Compatibility, Siri integration, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Good product overall
- 🚀 Sleek design and robust performance
- 🔒 Excellent customer service and support

**What reviewers complain about**

- 🐛 Buggy and unreliable app
- ⏱️ Slow loading times
- 🤔 Missing key features and functionality
- 🤯 Confusing and unintuitive navigation
- 💻 Forced to use app instead of website

**Reported bugs**

- Face ID/Touch ID not working consistently
- Beneficiary information not displaying correctly
- Crashes when trying to view balance over time
- Unable to enter correct birth dates for beneficiaries

**Requested features**

- Ability to view investment performance history
- Option to enter dollar amounts instead of just percentages
- Faster and more reliable login process
- Restore access to self-directed brokerage accounts
- Provide a way to submit feedback and suggestions within the app


## Frequently asked questions

### Is Inspira Mobile™ free?

Inspira Mobile™ is free to download, with no in-app purchases.

### Is Empower ® free?

Empower ® is free to download, with no in-app purchases.

### Which has better reviews, Inspira Mobile™ or Empower ®?

Empower ® is rated higher. Inspira Mobile™ averages 4.3 out of 5 from 37K ratings, while Empower ® averages 4.8 from 412K ratings.

### Do Inspira Mobile™ or Empower ® have ads?

Neither Inspira Mobile™ nor Empower ® shows ads.

### Which is updated more often, Inspira Mobile™ or Empower ®?

Inspira Mobile™ ships an update every 2 weeks, and Empower ® fortnightly. Most recently, Inspira Mobile™ was updated on September 27, 2026 and Empower ® on September 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*