# Inspira Mobile™ vs Principal®

The clearest difference is rating: Principal® at 4.8 against Inspira Mobile™'s 4.3. Principal® also leads on review sentiment (32% vs 7%) and chart position (#136 vs unranked). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Principal® holds the better App Store score, 4.8 against 4.3. That said, the two scores are not equally well evidenced: Principal® has 239K ratings behind it against 41K, so its average is the more settled of the two. Written reviews point the same way: 7% of Inspira Mobile™'s written reviews are positive against 32% of Principal®'s.

Both ship on a similar rhythm, roughly every 2 weeks. Both last shipped on October 27, 2026.

## The numbers

| Metric | Inspira Mobile™ | Principal® |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (41K ratings)](https://appshunter.io/ios/app/inspira-mobile/id411486575/reviews) | **[4.8 (239K ratings)](https://appshunter.io/ios/app/principal/id1433961188/reviews)** |
| Number of ratings | 41K | **239K** |
| Positive reviews | 7.1% of reviews | **32.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Best chart rank | — | **#136** |
| Size | 75 MB | 105 MB |
| Requires iOS | **16.0** | 16.4 |
| Devices | iPhone, iPad | **iPhone, iPad, Apple Watch** |
| Age rating | 12+ | 4+ |
| Developer | [Inspira Financial Health, Inc.](https://appshunter.io/developer/411486578) | [Principal Financial Group](https://appshunter.io/developer/442790612) |

## What reviewers say

### Inspira Mobile™

[App page](https://appshunter.io/ios/app/inspira-mobile/id411486575)

Manage your health, wealth, and benefit accounts in real-time. This app offers easy control over your savings, reimbursements, and payments. It also features a scanner to check product eligibility for your plans.

**Highlights:** Manage health savings accounts (HSA), Manage flexible spending accounts (FSA), Request reimbursement, Pay providers, Deposit funds, Eligible Expense Scanner, Secure login options

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 📱 Intuitive and user-friendly app
- 🔍 Helpful features like receipt scanning
- 💳 Convenient way to manage FSA/HSA accounts

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🔒 Unreliable login and authentication
- 🕰️ Slow and unresponsive performance
- 🤔 Confusing and inconsistent UI
- 📄 Difficult to submit and manage claims

**Reported bugs**

- App frequently crashes or becomes unresponsive
- Login process is unreliable and requires repeated authentication
- Submitted claims and documents often disappear or get lost
- Inconsistent behavior between app and website

**Requested features**

- Improve login and authentication experience
- Allow direct photo/document uploads without conversion
- Provide better visibility into claim status and history
- Integrate with more healthcare providers and services


### Principal®

[App page](https://appshunter.io/ios/app/principal/id1433961188)

**Currently charting:** #136 Top Free · Finance (US App Store)

Manage your retirement savings and financial goals from your mobile device. Track account balances, adjust contributions, and access educational resources to improve your financial confidence. Tools are available to help you assess your progress towards retirement.

**Highlights:** View account balances, Roll over funds, Change contributions, Adjust investments, Financial education resources, Retirement Wellness Score

**Features:** Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 Convenient mobile access
- 💡 Helpful investment tools
- 🔒 Secure login process

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- ⏱️ Slow and laggy performance
- 📊 Lacking key account information
- 🤔 Confusing navigation and UI

**Reported bugs**

- Unable to change contribution rates
- Inconsistent login and logout functionality
- Rollover check deposit not working as advertised
- Certain account details not displaying properly

**Requested features**

- Improved transaction history and reporting
- Ability to deposit checks via the app
- More customization options for the dashboard
- Seamless integration with other financial accounts


## Frequently asked questions

### Is Inspira Mobile™ free?

Inspira Mobile™ is free to download, with no in-app purchases.

### Is Principal® free?

Principal® is free to download, with no in-app purchases.

### Which has better reviews, Inspira Mobile™ or Principal®?

Principal® is rated higher. Inspira Mobile™ averages 4.3 out of 5 from 41K ratings, while Principal® averages 4.8 from 239K ratings.

### Do Inspira Mobile™ or Principal® have ads?

Neither Inspira Mobile™ nor Principal® shows ads.

### Which is updated more often, Inspira Mobile™ or Principal®?

Inspira Mobile™ ships an update every 2 weeks, and Principal® every 2 weeks. Most recently, Inspira Mobile™ was updated on October 27, 2026 and Principal® on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*