# Inspira Mobile® vs Voya

The clearest difference is rating: Voya at 4.7 against Inspira Mobile®'s 4.3. Voya also leads on monetization model (free vs free with in-app purchases) and review sentiment (24% vs 7%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Voya holds the better App Store score, 4.7 against 4.3. Both are backed by a comparable volume of ratings — 41K and 190K respectively. Written reviews point the same way: 7% of Inspira Mobile®'s written reviews are positive against 24% of Voya's.

Inspira Mobile® ships an update every 2 weeks, Voya fortnightly. Both last shipped on October 29, 2026.

## The numbers

| Metric | Inspira Mobile® | Voya |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (41K ratings)](https://appshunter.io/ios/app/inspira-mobile/id411486575/reviews) | **[4.7 (190K ratings)](https://appshunter.io/ios/app/voya/id492157058/reviews)** |
| Number of ratings | 41K | **190K** |
| Positive reviews | 7.1% of reviews | **23.8% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Fortnightly** |
| Monetization | Free with in-app purchases | **Free** |
| Best chart rank | — | **#161** |
| Size | 88 MB | 138 MB |
| Requires iOS | 16.4 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 12+ | 4+ |
| Developer | [Inspira Financial Health, Inc.](https://appshunter.io/developer/411486578) | [Voya Services Company](https://appshunter.io/developer/490636997) |

## What reviewers say

### Inspira Mobile®

[App page](https://appshunter.io/ios/app/inspira-mobile/id411486575)

Manage your health, wealth, and benefit accounts in real-time. This app offers easy control over your savings, reimbursements, and payments. It also features a scanner to check product eligibility for your plans.

**Highlights:** Manage health savings accounts (HSA), Manage flexible spending accounts (FSA), Request reimbursement, Pay providers, Deposit funds, Eligible Expense Scanner, Secure login options

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 📱 Intuitive and user-friendly app
- 🔍 Helpful features like receipt scanning
- 💳 Convenient way to manage FSA/HSA accounts

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🔒 Unreliable login and authentication
- 🕰️ Slow and unresponsive performance
- 🤔 Confusing and inconsistent UI
- 📄 Difficult to submit and manage claims

**Reported bugs**

- App frequently crashes or becomes unresponsive
- Login process is unreliable and requires repeated authentication
- Submitted claims and documents often disappear or get lost
- Inconsistent behavior between app and website

**Requested features**

- Improve login and authentication experience
- Allow direct photo/document uploads without conversion
- Provide better visibility into claim status and history
- Integrate with more healthcare providers and services


### Voya

[App page](https://appshunter.io/ios/app/voya/id492157058)

**Currently charting:** #161 Top Free · Finance (US App Store)

Manage your entire financial life from one secure app. Track retirement, health savings, and investment accounts, alongside external banking and credit card information. Receive personalized guidance and access interactive tools to help you achieve your financial goals.

**Highlights:** All-in-one account aggregation, Personalized financial guidance, Retirement income modeling, Secure data protection, Workplace benefits insights, Healthcare expense tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Intuitive user interface
- 🔒 Robust security features
- 💡 Retirement planning tools
- 👍 User-friendly navigation

**What reviewers complain about**

- 🐛 Frequent app crashes and system unavailability
- 👎 Lack of transparency in account details
- 🕰️ Slow performance and loading times
- 📊 Limited investment performance history

**Reported bugs**

- Login issues with Face ID/Touch ID
- Inability to access account details and transactions
- Inconsistent app behavior across iOS versions

**Requested features**

- Ability to view monthly/quarterly investment performance
- Option to customize contribution limits
- Improved fund lookup and research tools
- Enhanced portfolio tracking and analytics


## Frequently asked questions

### Is Inspira Mobile® free?

Inspira Mobile® is free to download, with no in-app purchases.

### Is Voya free?

Voya is free to download, with no in-app purchases.

### Which has better reviews, Inspira Mobile® or Voya?

Voya is rated higher. Inspira Mobile® averages 4.3 out of 5 from 41K ratings, while Voya averages 4.7 from 190K ratings.

### Do Inspira Mobile® or Voya have ads?

Neither Inspira Mobile® nor Voya shows ads.

### Which is updated more often, Inspira Mobile® or Voya?

Inspira Mobile® ships an update every 2 weeks, and Voya fortnightly. Most recently, Inspira Mobile® was updated on October 29, 2026 and Voya on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*