# MCarloRisk vs SafeBudget

The clearest difference is in-app purchases: MCarloRisk at none against SafeBudget's 1. MCarloRisk also leads on ratings volume (5 vs 1). SafeBudget's advantage is rating (5.0 vs 4.8). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. SafeBudget sells 1 in-app purchase, starting at $9.99 per year. MCarloRisk asks for nothing beyond the download.

SafeBudget holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: MCarloRisk has 5 ratings behind it against 1, so its average is the more settled of the two.

## The numbers

| Metric | MCarloRisk | SafeBudget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (5 ratings)](https://appshunter.io/ios/app/mcarlorisk/id412346415/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/safebudget/id1660417151/reviews)** |
| Number of ratings | **5** | 1 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | — |
| Monetization | **Free** | Freemium |
| Size | 2 MB | 46 MB |
| Requires iOS | **15.6** | 16.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [differential enterprises](https://appshunter.io/developer/323713853) | [James Gaudino Sanchez](https://appshunter.io/developer/1619636639) |

## What reviewers say

### MCarloRisk

[App page](https://appshunter.io/ios/app/mcarlorisk/id412346415)

Analyze stock and cryptocurrency price probabilities using Monte Carlo simulations. This tool estimates future price distributions and risk of loss without assuming normal returns or requiring manual volatility estimates. It offers portfolio analysis, correlation, and optimization based on historical data.

**Highlights:** Monte Carlo price simulations, Portfolio risk analysis, Cryptocurrency support, Pairwise correlation/regression, Customizable historical data lookback, Empirical distribution resampling, Built-in backtesting

**Features:** macOS Compatibility

**In-app purchases:** none


### SafeBudget

[App page](https://appshunter.io/ios/app/safebudget/id1660417151)

This private budgeting app helps you track expenses and manage budgets without needing bank access. It offers detailed reports, wallet management, and leftover calculations. An optional subscription unlocks advanced features like data import/export and custom recurring transactions.

**Highlights:** Private expense tracking, No bank account access required, Create wallet accounts, Calculate leftovers, Detailed spending reports, Import/export expense lists (premium), Custom recurring transactions (premium)

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SafeBudget+ | $9.99 | per year |


## Frequently asked questions

### Is MCarloRisk free?

MCarloRisk is free to download, with no in-app purchases.

### Is SafeBudget free?

SafeBudget is free to download, with in-app purchases available.

### Which has better reviews, MCarloRisk or SafeBudget?

SafeBudget is rated higher. MCarloRisk averages 4.8 out of 5 from 5 ratings, while SafeBudget averages 5.0 from 1 ratings.

### Do MCarloRisk or SafeBudget have ads?

Neither MCarloRisk nor SafeBudget shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*