# MCarloRisk vs Options AI

The clearest difference is review sentiment: MCarloRisk at 100% against Options AI's 46%. MCarloRisk also leads on rating (4.8 vs 3.9) and monetization model (free vs free with in-app purchases). Options AI's advantage is ratings volume (172 vs 5) and iOS requirement (13.4 vs 15.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MCarloRisk holds the better App Store score, 4.8 against 3.9. That said, the two scores are not equally well evidenced: Options AI has 172 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 100% of MCarloRisk's written reviews are positive against 46% of Options AI's.

MCarloRisk ships an update fortnightly, Options AI weekly. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | MCarloRisk | Options AI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (5 ratings)](https://appshunter.io/ios/app/mcarlorisk/id412346415/reviews)** | [3.9 (172 ratings)](https://appshunter.io/ios/app/options-ai/id1668959270/reviews) |
| Number of ratings | 5 | **172** |
| Positive reviews | **100.0% of reviews** | 46.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Weekly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 2 MB | 27 MB |
| Requires iOS | 15.6 | **13.4** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [differential enterprises](https://appshunter.io/developer/323713853) | [Options AI, Inc](https://appshunter.io/developer/1668959272) |

## What reviewers say

### MCarloRisk

[App page](https://appshunter.io/ios/app/mcarlorisk/id412346415)

Analyze stock and cryptocurrency price probabilities using Monte Carlo simulations. This tool estimates future price distributions and risk of loss without assuming normal returns or requiring manual volatility estimates. It offers portfolio analysis, correlation, and optimization based on historical data.

**Highlights:** Monte Carlo price simulations, Portfolio risk analysis, Cryptocurrency support, Pairwise correlation/regression, Customizable historical data lookback, Empirical distribution resampling, Built-in backtesting

**Features:** macOS Compatibility

**In-app purchases:** none


### Options AI

[App page](https://appshunter.io/ios/app/options-ai/id1668959270)

Trade US equities, ETFs, and complex option spreads visually on your mobile device. Features a drag-and-drop interface for intuitive trade management and a scanner to find opportunities. Offers zero commission stock trades and a flat $5 fee for all option trades.

**Highlights:** Visual option spread trading, Drag & Drop profit zones, Trade scanner, Zero commission stock trades, Flat $5 option trades, Mobile trading for equities and ETFs

**In-app purchases:** none

**What reviewers like**

- 📊 Excellent visual representation of options strategies
- 👍 User-friendly interface for beginners
- 💡 Innovative AI-powered trading tools
- 📈 Great for learning options trading
- 🎯 Clear risk/reward visualization

**What reviewers complain about**

- 💰 Hidden $1 transaction fees not disclosed upfront
- 🐛 Frequent app crashes and freezes
- ⚠️ Slow and buggy user interface
- 🔄 Slow money transfer in and out
- ⏱️ Slow performance overall

**Reported bugs**

- White screen of death on login
- App crashes randomly during use
- Black screen when viewing open contracts
- Unable to place stock orders
- Unable to view or sell purchased options

**Requested features**

- Ability to link multiple options together
- Sell to open functionality after buy to open
- Call spread options
- Trade confirmation visibility in app
- Better data analytics beyond basic spread visualization


## Frequently asked questions

### Is MCarloRisk free?

MCarloRisk is free to download, with no in-app purchases.

### Is Options AI free?

Options AI is free to download, with no in-app purchases.

### Which has better reviews, MCarloRisk or Options AI?

MCarloRisk is rated higher. MCarloRisk averages 4.8 out of 5 from 5 ratings, while Options AI averages 3.9 from 172 ratings.

### Do MCarloRisk or Options AI have ads?

Neither MCarloRisk nor Options AI shows ads.

### Which is updated more often, MCarloRisk or Options AI?

MCarloRisk ships an update fortnightly, and Options AI weekly. Most recently, MCarloRisk was updated on November 1, 2026 and Options AI on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*