# MCarloRisk vs Monnio

The clearest difference is in-app purchases: MCarloRisk at none against Monnio's 4. MCarloRisk also leads on update cadence (fortnightly vs monthly). Monnio's advantage is iOS requirement (13.0 vs 15.6). On price, ads and device support there is nothing between them.

Both are free to download. Monnio sells 4 in-app purchases, starting at $7.99 per month. MCarloRisk asks for nothing beyond the download.

MCarloRisk ships an update fortnightly, Monnio monthly. The most recent releases landed on September 18, 2026 and September 30, 2026 respectively.

## The numbers

| Metric | MCarloRisk | Monnio |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (5 ratings)](https://appshunter.io/ios/app/mcarlorisk/id412346415/reviews)** | — |
| Number of ratings | **5** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | Free | — |
| Size | 2 MB | 111 MB |
| Requires iOS | 15.6 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [differential enterprises](https://appshunter.io/developer/323713853) | [Monnio LLC](https://appshunter.io/developer/1709862662) |

## What reviewers say

### MCarloRisk

[App page](https://appshunter.io/ios/app/mcarlorisk/id412346415)

Analyze stock and cryptocurrency price probabilities using Monte Carlo simulations. This tool estimates future price distributions and risk of loss without assuming normal returns or requiring manual volatility estimates. It offers portfolio analysis, correlation, and optimization based on historical data.

**Highlights:** Monte Carlo price simulations, Portfolio risk analysis, Cryptocurrency support, Pairwise correlation/regression, Customizable historical data lookback, Empirical distribution resampling, Built-in backtesting

**Features:** macOS Compatibility

**In-app purchases:** none


### Monnio

[App page](https://appshunter.io/ios/app/monnio/id6468405997)

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monnio Pro Monthly | $7.99 | per month |
| Monnio Premium Monthly | $11.99 | per month |
| Monnio Pro Annual | $49.99 | per year |
| Monnio Premium Annual | $99.99 | per year |


## Frequently asked questions

### Is MCarloRisk free?

MCarloRisk is free to download, with no in-app purchases.

### Is Monnio free?

Monnio is free to download, with in-app purchases available.

### Do MCarloRisk or Monnio have ads?

Neither MCarloRisk nor Monnio shows ads.

### Which is updated more often, MCarloRisk or Monnio?

MCarloRisk ships an update fortnightly, and Monnio monthly. Most recently, MCarloRisk was updated on September 18, 2026 and Monnio on September 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*