# Bank Millennium vs PKO Junior

The clearest difference is review sentiment: PKO Junior at 100% against Bank Millennium's 77%. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Bank Millennium ships an update monthly, PKO Junior every 5 weeks. The most recent releases landed on October 26, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | Bank Millennium | PKO Junior |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.4K ratings)](https://appshunter.io/ios/app/bank-millennium/id412646128/reviews)** | — |
| Number of ratings | **1.4K** | — |
| Positive reviews | 77.2% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 5 weeks |
| Monetization | Free | Free |
| Size | 271 MB | 108 MB |
| Requires iOS | 16.4 | **15.0** |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Millennium bcp](https://appshunter.io/developer/361329367) | [PKO BP S.A.](https://appshunter.io/developer/596463708) |

## What reviewers say

### Bank Millennium

[App page](https://appshunter.io/ios/app/bank-millennium/id412646128)

Manage your finances with a comprehensive mobile banking app. Track accounts, make transfers, manage cards, and access loans and deposits. Offers features like BLIK payments, insurance, and loyalty card services.

**Highlights:** Account management and transfers, Card management and payments, Deposit and loan management, BLIK mobile payments, Insurance services, Loyalty card integration, Finance Manager tool

**Features:** Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Fast and efficient
- 🔒 Secure banking
- 💡 Lots of features and functionalities
- 🤗 Great customer service

**What reviewers complain about**

- 🐛 Crashes and bugs after updates
- 🤔 Confusing UI changes
- ⚠️ Compatibility issues with new devices
- 🙄 Unnecessary features/clutter
- 🤦‍♀️ Frustrating password system

**Reported bugs**

- App crashes on login
- Transaction history not displaying correctly
- Unable to link app to account
- Compatibility issues with iOS 7 and newer

**Requested features**

- Add support for Apple Pay
- Introduce swipe back gesture
- Optimize app for tablet devices
- Improve transaction history display


### PKO Junior

[App page](https://appshunter.io/ios/app/pko-junior/id1085090139)

This app teaches children under 12 about managing their money with parental supervision. It offers interactive financial lessons, budgeting tools, and the ability to initiate transfers and set savings goals.

**Highlights:** PIN, fingerprint, or face recognition login, Financial lessons with robot guidance, Initiate transfers and phone top-ups (parental approval), Virtual piggy banks with savings goals, Savings calculator with interest rates, Rewards and badges for completing tasks, Customizable app background

**In-app purchases:** none


## Frequently asked questions

### Is Bank Millennium free?

Bank Millennium is free to download, with no in-app purchases.

### Is PKO Junior free?

PKO Junior is free to download, with no in-app purchases.

### Do Bank Millennium or PKO Junior have ads?

Neither Bank Millennium nor PKO Junior shows ads.

### Which is updated more often, Bank Millennium or PKO Junior?

Bank Millennium ships an update monthly, and PKO Junior every 5 weeks. Most recently, Bank Millennium was updated on October 26, 2026 and PKO Junior on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*