# Bank Millennium vs Save Instead

The clearest difference is ratings volume: Bank Millennium at 1.4K against Save Instead's 1. Save Instead's advantage is review sentiment (100% vs 77%) and update cadence (weekly vs monthly). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Save Instead holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Bank Millennium has 1.4K ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 77% of Bank Millennium's written reviews are positive against 100% of Save Instead's.

Bank Millennium ships an update monthly, Save Instead weekly. The most recent releases landed on October 17, 2026 and September 20, 2026 respectively.

## The numbers

| Metric | Bank Millennium | Save Instead |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (1.4K ratings)](https://appshunter.io/ios/app/bank-millennium/id412646128/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/save-instead/id6795626735/reviews)** |
| Number of ratings | **1.4K** | 1 |
| Positive reviews | 77.2% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Weekly** |
| Monetization | Free | Free |
| Size | 271 MB | 22 MB |
| Requires iOS | 16.4 | **15.1** |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Millennium bcp](https://appshunter.io/developer/361329367) | [Talk to You Later, LLC](https://appshunter.io/developer/6795626737) |

## What reviewers say

### Bank Millennium

[App page](https://appshunter.io/ios/app/bank-millennium/id412646128)

Manage your finances with a comprehensive mobile banking app. Track accounts, make transfers, manage cards, and access loans and deposits. Offers features like BLIK payments, insurance, and loyalty card services.

**Highlights:** Account management and transfers, Card management and payments, Deposit and loan management, BLIK mobile payments, Insurance services, Loyalty card integration, Finance Manager tool

**Features:** Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Fast and efficient
- 🔒 Secure banking
- 💡 Lots of features and functionalities
- 🤗 Great customer service

**What reviewers complain about**

- 🐛 Crashes and bugs after updates
- 🤔 Confusing UI changes
- ⚠️ Compatibility issues with new devices
- 🙄 Unnecessary features/clutter
- 🤦‍♀️ Frustrating password system

**Reported bugs**

- App crashes on login
- Transaction history not displaying correctly
- Unable to link app to account
- Compatibility issues with iOS 7 and newer

**Requested features**

- Add support for Apple Pay
- Introduce swipe back gesture
- Optimize app for tablet devices
- Improve transaction history display


### Save Instead

[App page](https://appshunter.io/ios/app/save-instead/id6795626735)

This app helps you track money saved by skipping everyday expenses. Record your choices and see your progress toward goals or general savings. It offers a cool-down period before purchases and analyzes your saving patterns.

**Highlights:** Record skipped expenses, Set optional savings goals, 24-hour purchase cool-down, Track weekly and lifetime progress, Categorize saved amounts, Private, on-device storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Bank Millennium free?

Bank Millennium is free to download, with no in-app purchases.

### Is Save Instead free?

Save Instead is free to download, with no in-app purchases.

### Which has better reviews, Bank Millennium or Save Instead?

Save Instead is rated higher. Bank Millennium averages 4.8 out of 5 from 1.4K ratings, while Save Instead averages 5.0 from 1 ratings.

### Do Bank Millennium or Save Instead have ads?

Neither Bank Millennium nor Save Instead shows ads.

### Which is updated more often, Bank Millennium or Save Instead?

Bank Millennium ships an update monthly, and Save Instead weekly. Most recently, Bank Millennium was updated on October 17, 2026 and Save Instead on September 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*