# GuideStone vs EBCentral

The clearest difference is rating: EBCentral at 4.7 against GuideStone's 4.2. EBCentral also leads on ratings volume (164 vs 50). GuideStone's advantage is review sentiment (56% vs 26%) and iOS requirement (15.4 vs 17.5). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

EBCentral holds the better App Store score, 4.7 against 4.2. Both are backed by a comparable volume of ratings — 50 and 164 respectively. Written reviews complicate that: 56% of GuideStone's written reviews are positive against 26% of EBCentral's, so the app with the better star average is not the one people write more warmly about.

GuideStone ships an update every 2 months, EBCentral every 5 weeks. The most recent releases landed on September 16, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | GuideStone | EBCentral |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (50 ratings)](https://appshunter.io/ios/app/guidestone/id414758379/reviews) | **[4.7 (164 ratings)](https://appshunter.io/ios/app/ebcentral/id1568713296/reviews)** |
| Number of ratings | 50 | **164** |
| Positive reviews | **55.6% of reviews** | 25.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 5 weeks** |
| Monetization | Free | Free |
| Size | 142 MB | 38 MB |
| Requires iOS | **15.4** | 17.5 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [GuideStone Financial Resources](https://appshunter.io/developer/414758382) | [Employee Benefits Corporation](https://appshunter.io/developer/513934189) |

## What reviewers say

### GuideStone

[App page](https://appshunter.io/ios/app/guidestone/id414758379)

Manage your retirement, investment, and insurance accounts on the go. Access account details, track performance, and review policy information anytime, anywhere. This app provides convenient access to your financial resources to help you finish well.

**Highlights:** Access retirement and investment overview, View accounts, plans, and investments, Track market value and performance, Manage investment allocation, Browse insurance products, Check policy coverage details

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### EBCentral

[App page](https://appshunter.io/ios/app/ebcentral/id1568713296)

Manage all your benefit accounts, including FSA, HSA, and HRA, in one convenient app. Track your money, view account activity, submit claims with photos of receipts, and manage your benefits card. Stay organized and informed about your funds and deadlines.

**Highlights:** Unified benefit account management, Track balances and activity, Submit claims with receipt photos, Manage benefits card, View transaction history, Access support resources, Biometric login

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Fast submission
- 👍 Clear instructions
- 🚀 Efficient review
- 👍 Clean and simple interface

**What reviewers complain about**

- 🐛 Login issues
- 🐛 App crashes
- 🐛 Blank screens
- 🐛 Incorrect credentials error
- 🐛 Face ID issues

**Reported bugs**

- Does not show all accounts (e.g., investment accounts)
- App closes when trying to view activity
- Next button does not work during claim submission
- App does not work on iPhone
- Error message: username or password wrong

**Requested features**

- Add option to replace cards
- Implement dark mode
- Improve Face ID/biometric login persistence


## Frequently asked questions

### Is GuideStone free?

GuideStone is free to download, with no in-app purchases.

### Is EBCentral free?

EBCentral is free to download, with no in-app purchases.

### Which has better reviews, GuideStone or EBCentral?

EBCentral is rated higher. GuideStone averages 4.2 out of 5 from 50 ratings, while EBCentral averages 4.7 from 164 ratings.

### Do GuideStone or EBCentral have ads?

Neither GuideStone nor EBCentral shows ads.

### Which is updated more often, GuideStone or EBCentral?

GuideStone ships an update every 2 months, and EBCentral every 5 weeks. Most recently, GuideStone was updated on September 16, 2026 and EBCentral on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*