# GuideStone vs McGriff Benefit Access

The clearest difference is rating: McGriff Benefit Access at 4.5 against GuideStone's 4.2. McGriff Benefit Access also leads on review sentiment (72% vs 56%) and ratings volume (823 vs 50). GuideStone's advantage is update cadence (every 2 months vs every 5 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

McGriff Benefit Access holds the better App Store score, 4.5 against 4.2. That said, the two scores are not equally well evidenced: McGriff Benefit Access has 823 ratings behind it against 50, so its average is the more settled of the two. Written reviews point the same way: 56% of GuideStone's written reviews are positive against 72% of McGriff Benefit Access's.

GuideStone ships an update every 2 months, McGriff Benefit Access every 5 months. The most recent releases landed on September 16, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | GuideStone | McGriff Benefit Access |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (50 ratings)](https://appshunter.io/ios/app/guidestone/id414758379/reviews) | **[4.5 (823 ratings)](https://appshunter.io/ios/app/mcgriff-benefit-access/id955886686/reviews)** |
| Number of ratings | 50 | **823** |
| Positive reviews | 55.6% of reviews | **71.8% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 5 months |
| Monetization | Free | Free |
| Size | 142 MB | 26 MB |
| Requires iOS | **15.4** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [GuideStone Financial Resources](https://appshunter.io/developer/414758382) | [Marsh & McLennan Agency](https://appshunter.io/developer/1027461929) |

## What reviewers say

### GuideStone

[App page](https://appshunter.io/ios/app/guidestone/id414758379)

Manage your retirement, investment, and insurance accounts on the go. Access account details, track performance, and review policy information anytime, anywhere. This app provides convenient access to your financial resources to help you finish well.

**Highlights:** Access retirement and investment overview, View accounts, plans, and investments, Track market value and performance, Manage investment allocation, Browse insurance products, Check policy coverage details

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### McGriff Benefit Access

[App page](https://appshunter.io/ios/app/mcgriff-benefit-access/id955886686)

Manage your HSA, HRA, and FSA health benefit accounts with ease. Quickly check balances, view claims, and submit receipts on the go. Securely access all your important account information anytime, anywhere.

**Highlights:** Check account balances 24/7, View account summaries and charts, Submit claims and receipts, Manage HSA transactions, Secure login with website credentials, Contact customer service

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Quick and easy reimbursement process
- 👍 User-friendly and intuitive app
- 💰 Convenient way to use HSA/FSA funds
- 🕰️ Time-saving features

**What reviewers complain about**

- 🐛 Slow app performance and crashes
- 🔒 Difficult login and security procedures
- 🤔 Unclear reimbursement policies and denials
- 💳 Issues with debit card usage and account access

**Reported bugs**

- Login failures and account lockouts
- Incorrect account balance display
- Compatibility issues with older devices

**Requested features**

- Auto-populate end date based on start date
- Allow editing of submitted claims
- Improve mobile app functionality and parity with website


## Frequently asked questions

### Is GuideStone free?

GuideStone is free to download, with no in-app purchases.

### Is McGriff Benefit Access free?

McGriff Benefit Access is free to download, with no in-app purchases.

### Which has better reviews, GuideStone or McGriff Benefit Access?

McGriff Benefit Access is rated higher. GuideStone averages 4.2 out of 5 from 50 ratings, while McGriff Benefit Access averages 4.5 from 823 ratings.

### Do GuideStone or McGriff Benefit Access have ads?

Neither GuideStone nor McGriff Benefit Access shows ads.

### Which is updated more often, GuideStone or McGriff Benefit Access?

GuideStone ships an update every 2 months, and McGriff Benefit Access every 5 months. Most recently, GuideStone was updated on September 16, 2026 and McGriff Benefit Access on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*