# 全民生活 vs 网商银行

The clearest difference is rating: 全民生活 at 4.0 against 网商银行's 2.5. 全民生活 also leads on ratings volume (17K vs 46). 网商银行's advantage is review sentiment (65% vs 55%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

全民生活 holds the better App Store score, 4.0 against 2.5. That said, the two scores are not equally well evidenced: 全民生活 has 17K ratings behind it against 46, so its average is the more settled of the two. Written reviews complicate that: 55% of 全民生活's written reviews are positive against 65% of 网商银行's, so the app with the better star average is not the one people write more warmly about.

全民生活 ships an update every 3 weeks, 网商银行 fortnightly. The most recent releases landed on September 26, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | 全民生活 | 网商银行 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (17K ratings)](https://appshunter.io/ios/app/id415854096/reviews)** | [2.5 (46 ratings)](https://appshunter.io/ios/app/id1012867463/reviews) |
| Number of ratings | **17K** | 46 |
| Positive reviews | 55.2% of reviews | **64.9% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | — | Free |
| Size | 203 MB | 226 MB |
| Requires iOS | 13.0 | 13 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [China Minsheng Banking Co., Ltd.](https://appshunter.io/developer/415854099) | [Zhejiang E-Commerce Bank Co.Ltd](https://appshunter.io/developer/1012867462) |

## What reviewers say

### 全民生活

[App page](https://appshunter.io/ios/app/id415854096)

**Features:** Apple Wallet

**In-app purchases:** none


### 网商银行

[App page](https://appshunter.io/ios/app/id1012867463)

This internet bank offers efficient and convenient financial services, aiming to support the real economy and practice inclusive finance. It provides a one-stop platform for loans, wealth management, and bank deposits.

**Highlights:** Loan services, Wealth management, Bank deposits, Efficient financial services, Convenient platform

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 全民生活 free?

全民生活 is free to download, with no in-app purchases.

### Is 网商银行 free?

网商银行 is free to download, with no in-app purchases.

### Which has better reviews, 全民生活 or 网商银行?

全民生活 is rated higher. 全民生活 averages 4.0 out of 5 from 17K ratings, while 网商银行 averages 2.5 from 46 ratings.

### Do 全民生活 or 网商银行 have ads?

Neither 全民生活 nor 网商银行 shows ads.

### Which is updated more often, 全民生活 or 网商银行?

全民生活 ships an update every 3 weeks, and 网商银行 fortnightly. Most recently, 全民生活 was updated on September 26, 2026 and 网商银行 on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*