# 全民生活 vs 广银信用卡

The clearest difference is rating: 全民生活 at 4.0 against 广银信用卡's 3.4. 全民生活 also leads on ratings volume (17K vs 5) and update cadence (every 3 weeks vs every 2 months). 广银信用卡's advantage is review sentiment (83% vs 54%) and iOS requirement (9.0 vs 13.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

全民生活 holds the better App Store score, 4.0 against 3.4. That said, the two scores are not equally well evidenced: 全民生活 has 17K ratings behind it against 5, so its average is the more settled of the two. Written reviews complicate that: 54% of 全民生活's written reviews are positive against 83% of 广银信用卡's, so the app with the better star average is not the one people write more warmly about.

全民生活 ships an update every 3 weeks, 广银信用卡 every 2 months. The most recent releases landed on October 31, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | 全民生活 | 广银信用卡 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (17K ratings)](https://appshunter.io/ios/app/id415854096/reviews)** | [3.4 (5 ratings)](https://appshunter.io/ios/app/id1056580456/reviews) |
| Number of ratings | **17K** | 5 |
| Positive reviews | 53.9% of reviews | **82.6% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Size | 203 MB | 136 MB |
| Requires iOS | 13.0 | **9.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 12+ |
| Developer | [China Minsheng Banking Co., Ltd.](https://appshunter.io/developer/415854099) | [Bank of Guangzhou Co., Ltd.](https://appshunter.io/developer/628244118) |

## What reviewers say

### 全民生活

[App page](https://appshunter.io/ios/app/id415854096)

**Features:** Apple Wallet

**In-app purchases:** none


### 广银信用卡

[App page](https://appshunter.io/ios/app/id1056580456)

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is 全民生活 free?

全民生活 is free to download, with no in-app purchases.

### Is 广银信用卡 free?

广银信用卡 is free to download, with no in-app purchases.

### Which has better reviews, 全民生活 or 广银信用卡?

全民生活 is rated higher. 全民生活 averages 4.0 out of 5 from 17K ratings, while 广银信用卡 averages 3.4 from 5 ratings.

### Do 全民生活 or 广银信用卡 have ads?

Neither 全民生活 nor 广银信用卡 shows ads.

### Which is updated more often, 全民生活 or 广银信用卡?

全民生活 ships an update every 3 weeks, and 广银信用卡 every 2 months. Most recently, 全民生活 was updated on October 31, 2026 and 广银信用卡 on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*