# 全民生活 vs 平安口袋银行

The clearest difference is rating: 平安口袋银行 at 4.7 against 全民生活's 4.0. 全民生活's advantage is ratings volume (17K vs 1.6K). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

平安口袋银行 holds the better App Store score, 4.7 against 4.0. That said, the two scores are not equally well evidenced: 全民生活 has 17K ratings behind it against 1.6K, so its average is the more settled of the two. Written reviews complicate that: 54% of 全民生活's written reviews are positive against 50% of 平安口袋银行's, so the app with the better star average is not the one people write more warmly about.

全民生活 ships an update every 3 weeks, 平安口袋银行 fortnightly. The most recent releases landed on October 28, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | 全民生活 | 平安口袋银行 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (17K ratings)](https://appshunter.io/ios/app/id415854096/reviews) | **[4.7 (1.6K ratings)](https://appshunter.io/ios/app/id1085016815/reviews)** |
| Number of ratings | **17K** | 1.6K |
| Positive reviews | **53.9% of reviews** | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | — | Free |
| Size | 203 MB | 475 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [China Minsheng Banking Co., Ltd.](https://appshunter.io/developer/415854099) | [PingAn Bank](https://appshunter.io/developer/382257515) |

## What reviewers say

### 全民生活

[App page](https://appshunter.io/ios/app/id415854096)

**Features:** Apple Wallet

**In-app purchases:** none


### 平安口袋银行

[App page](https://appshunter.io/ios/app/id1085016815)

This app offers a comprehensive financial management experience, covering investments, savings, and banking services. It also provides exclusive lifestyle and travel benefits, aiming to simplify daily life and offer greater value. Designed with user experience in mind, it includes features for enhanced accessibility and security.

**Highlights:** One-stop financial services (wealth management, funds, deposits, gold), Exclusive travel and lifestyle benefits (airport transfers, hotels, golf, fitness), Simplified interface with optimized layout, Multi-account and cross-platform capabilities, Large font mode and anti-fraud resources for seniors, Cross-border remittance and account security

**Features:** Siri integration, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Nice and good quality service
- 🚀 Straightforward UI
- 💰 High investment returns

**What reviewers complain about**

- 🐛 Frequent crashes
- 💸 Excessive ads and pop-ups
- 🕰️ Delayed account analytics
- 📞 Overly frequent customer service calls
- 🔒 Excessive biometric authentication

**Reported bugs**

- Unable to log in due to verification image not loading
- Account balance not updating properly
- App freezing and becoming unresponsive

**Requested features**

- Monthly/yearly calendar view for account analytics
- Simplified and less cluttered interface


## Frequently asked questions

### Is 全民生活 free?

全民生活 is free to download, with no in-app purchases.

### Is 平安口袋银行 free?

平安口袋银行 is free to download, with no in-app purchases.

### Which has better reviews, 全民生活 or 平安口袋银行?

平安口袋银行 is rated higher. 全民生活 averages 4.0 out of 5 from 17K ratings, while 平安口袋银行 averages 4.7 from 1.6K ratings.

### Do 全民生活 or 平安口袋银行 have ads?

Neither 全民生活 nor 平安口袋银行 shows ads.

### Which is updated more often, 全民生活 or 平安口袋银行?

全民生活 ships an update every 3 weeks, and 平安口袋银行 fortnightly. Most recently, 全民生活 was updated on October 28, 2026 and 平安口袋银行 on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*