# 广发银行 vs 民生银行

The clearest difference is review sentiment: 民生银行 at 67% against 广发银行's 27%. 广发银行's advantage is rating (3.0 vs 2.5) and ratings volume (3.4K vs 97). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

广发银行 holds the better App Store score, 3.0 against 2.5. That said, the two scores are not equally well evidenced: 广发银行 has 3.4K ratings behind it against 97, so its average is the more settled of the two. Written reviews complicate that: 27% of 广发银行's written reviews are positive against 67% of 民生银行's, so the app with the better star average is not the one people write more warmly about.

广发银行 ships an update monthly, 民生银行 every 5 weeks. Both last shipped on November 10, 2026.

## The numbers

| Metric | 广发银行 | 民生银行 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.0 (3.4K ratings)](https://appshunter.io/ios/app/id415872960/reviews)** | [2.5 (97 ratings)](https://appshunter.io/ios/app/id523091708/reviews) |
| Number of ratings | **3.4K** | 97 |
| Positive reviews | 27.1% of reviews | **67.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 5 weeks |
| Size | 270 MB | 313 MB |
| Requires iOS | 14.0 | **13.0** |
| Devices | iPhone, iPod | **iPhone, iPod, Apple Watch** |
| Age rating | 17+ | 4+ |
| Developer | [China Guangfa Bank Co., Ltd](https://appshunter.io/developer/415872963) | [China Minsheng Banking Corp. Ltd.](https://appshunter.io/developer/523091951) |

## What reviewers say

### 广发银行

[App page](https://appshunter.io/ios/app/id415872960)

**Features:** macOS Compatibility, Siri integration, Apple Wallet, Vision Pro support

**In-app purchases:** none


### 民生银行

[App page](https://appshunter.io/ios/app/id523091708)

**Features:** Siri integration, Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient mobile banking
- 👍 Comprehensive financial services
- 👍 User-friendly interface
- 👍 Efficient fund transfers
- 👍 Good for wealth management

**What reviewers complain about**

- 👎 Forces VPN closure
- 👎 App crashes with VPN
- 👎 Detects VPN and exits
- 👎 Unusable with proxy
- 👎 Face ID issues

**Reported bugs**

- App crashes when VPN is detected
- App exits when VPN is detected
- App does not work with proxy
- Face ID login is unstable and cannot be enabled
- Face ID login is frozen

**Requested features**

- Allow VPN usage
- Fix Face ID/Face Recognition login
- Allow online modification of reserved mobile number
- Improve UI/UX for asset display
- Restore cross-bank transfer functionality


## Frequently asked questions

### Is 广发银行 free?

广发银行 is free to download, with no in-app purchases.

### Is 民生银行 free?

民生银行 is free to download, with no in-app purchases.

### Which has better reviews, 广发银行 or 民生银行?

广发银行 is rated higher. 广发银行 averages 3.0 out of 5 from 3.4K ratings, while 民生银行 averages 2.5 from 97 ratings.

### Do 广发银行 or 民生银行 have ads?

Neither 广发银行 nor 民生银行 shows ads.

### Which is updated more often, 广发银行 or 民生银行?

广发银行 ships an update monthly, and 民生银行 every 5 weeks. Most recently, 广发银行 was updated on November 10, 2026 and 民生银行 on November 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*