# 中國信託行動銀行 vs Richart Life

The clearest difference is rating: 中國信託行動銀行 at 4.9 against Richart Life's 1.9. 中國信託行動銀行 also leads on ratings volume (4.7K vs 21) and review sentiment (28% vs 17%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

中國信託行動銀行 holds the better App Store score, 4.9 against 1.9. That said, the two scores are not equally well evidenced: 中國信託行動銀行 has 4.7K ratings behind it against 21, so its average is the more settled of the two. Written reviews point the same way: 28% of 中國信託行動銀行's written reviews are positive against 17% of Richart Life's.

中國信託行動銀行 ships an update every 3 weeks, Richart Life every 4 weeks. Both last shipped on October 29, 2026.

## The numbers

| Metric | 中國信託行動銀行 | Richart Life |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (4.7K ratings)](https://appshunter.io/ios/app/id417698185/reviews)** | [1.9 (21 ratings)](https://appshunter.io/ios/app/richart-life/id1185371908/reviews) |
| Number of ratings | **4.7K** | 21 |
| Positive reviews | **27.9% of reviews** | 17.1% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 4 weeks |
| Monetization | — | Free with in-app purchases |
| Size | 215 MB | 250 MB |
| Requires iOS | 14 | **13.0** |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [CTBC Bank Co., Ltd.](https://appshunter.io/developer/417698188) | [Taishin International Bank](https://appshunter.io/developer/388917173) |

## What reviewers say

### 中國信託行動銀行

[App page](https://appshunter.io/ios/app/id417698185)

Experience top-notch personal finance digital services with this mobile banking app. Manage your accounts, make transfers, pay bills, and access investment and insurance services seamlessly. Ensure your account's safety by installing antivirus apps on your device.

**Features:** Siri integration, Apple Wallet, Apple Watch app, iMessage stickers, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Simple and straightforward
- 🚀 Fast and efficient transactions
- 🔒 Secure payment options

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- ⏱️ Slow app performance
- 🤖 Unintuitive user interface
- 🌐 Limited functionality for overseas users

**Reported bugs**

- Inability to update app from overseas locations
- Login issues with special characters in passwords
- Inconsistent app behavior across devices and OS versions

**Requested features**

- Support for biometric login (e.g., fingerprint, face ID)
- Improved international banking features
- Customizable app settings and layout
- Enhanced transaction history and analytics


### Richart Life

[App page](https://appshunter.io/ios/app/richart-life/id1185371908)

This app integrates various financial and lifestyle services, including credit card management, loyalty point redemption, and mobile payments. It aims to provide a comprehensive and convenient platform for managing daily financial activities and accessing exclusive offers.

**Highlights:** Integrated lifestyle services, Mobile payment support, Loyalty point redemption, Credit card management, Real-time transaction notifications, Coupon access

**Features:** Apple Wallet, iPhone Duo support

**In-app purchases:** none


## Frequently asked questions

### Is 中國信託行動銀行 free?

中國信託行動銀行 is free to download, with no in-app purchases.

### Is Richart Life free?

Richart Life is free to download, with no in-app purchases.

### Which has better reviews, 中國信託行動銀行 or Richart Life?

中國信託行動銀行 is rated higher. 中國信託行動銀行 averages 4.9 out of 5 from 4.7K ratings, while Richart Life averages 1.9 from 21 ratings.

### Do 中國信託行動銀行 or Richart Life have ads?

Neither 中國信託行動銀行 nor Richart Life shows ads.

### Which is updated more often, 中國信託行動銀行 or Richart Life?

中國信託行動銀行 ships an update every 3 weeks, and Richart Life every 4 weeks. Most recently, 中國信託行動銀行 was updated on October 29, 2026 and Richart Life on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*