# 中國信託行動銀行 vs 國泰證券

中國信託行動銀行 and 國泰證券 both sit at 4.9 stars, but that hides the real split: 100% of 國泰證券's written reviews are positive against 28% of 中國信託行動銀行's. 國泰證券 also leads on update cadence (weekly vs every 3 weeks). 中國信託行動銀行's advantage is ads (none vs shown) and ratings volume (4.7K vs 11). On price, rating, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for 中國信託行動銀行 against 4.9 for 國泰證券. That said, the two scores are not equally well evidenced: 中國信託行動銀行 has 4.7K ratings behind it against 11, so its average is the more settled of the two. Written reviews are what separate them: 28% of 中國信託行動銀行's written reviews are positive against 100% of 國泰證券's.

中國信託行動銀行 ships an update every 3 weeks, 國泰證券 weekly. Both last shipped on November 1, 2026.

## The numbers

| Metric | 中國信託行動銀行 | 國泰證券 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (4.7K ratings)](https://appshunter.io/ios/app/id417698185/reviews) | **[4.9 (11 ratings)](https://appshunter.io/ios/app/id1228503534/reviews)** |
| Number of ratings | **4.7K** | 11 |
| Positive reviews | 27.9% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 3 weeks | **Weekly** |
| Size | 215 MB | 258 MB |
| Requires iOS | **14** | 15.0 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [CTBC Bank Co., Ltd.](https://appshunter.io/developer/417698188) | [Cathaysec Securities Corporation](https://appshunter.io/developer/541534444) |

## What reviewers say

### 中國信託行動銀行

[App page](https://appshunter.io/ios/app/id417698185)

Experience top-notch personal finance digital services with this mobile banking app. Manage your accounts, make transfers, pay bills, and access investment and insurance services seamlessly. Ensure your account's safety by installing antivirus apps on your device.

**Features:** Siri integration, Apple Wallet, Apple Watch app, iMessage stickers, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Simple and straightforward
- 🚀 Fast and efficient transactions
- 🔒 Secure payment options

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- ⏱️ Slow app performance
- 🤖 Unintuitive user interface
- 🌐 Limited functionality for overseas users

**Reported bugs**

- Inability to update app from overseas locations
- Login issues with special characters in passwords
- Inconsistent app behavior across devices and OS versions

**Requested features**

- Support for biometric login (e.g., fingerprint, face ID)
- Improved international banking features
- Customizable app settings and layout
- Enhanced transaction history and analytics


### 國泰證券

[App page](https://appshunter.io/ios/app/id1228503534)

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 中國信託行動銀行 free?

中國信託行動銀行 is free to download, with no in-app purchases.

### Is 國泰證券 free?

國泰證券 is free to download, with no in-app purchases.

### Which has better reviews, 中國信託行動銀行 or 國泰證券?

國泰證券 is rated higher. 中國信託行動銀行 averages 4.9 out of 5 from 4.7K ratings, while 國泰證券 averages 4.9 from 11 ratings.

### Do 中國信託行動銀行 or 國泰證券 have ads?

國泰證券 shows ads; 中國信託行動銀行 does not.

### Which is updated more often, 中國信託行動銀行 or 國泰證券?

中國信託行動銀行 ships an update every 3 weeks, and 國泰證券 weekly. Most recently, 中國信託行動銀行 was updated on November 1, 2026 and 國泰證券 on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*