# 中國信託行動銀行 vs icash Pay

The clearest difference is rating: 中國信託行動銀行 at 4.9 against icash Pay's 3.4. 中國信託行動銀行 also leads on ratings volume (4.7K vs 24) and device support (4 vs 2). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

中國信託行動銀行 holds the better App Store score, 4.9 against 3.4. That said, the two scores are not equally well evidenced: 中國信託行動銀行 has 4.7K ratings behind it against 24, so its average is the more settled of the two. Written reviews split almost evenly too, at 28% and 29% positive.

中國信託行動銀行 ships an update every 3 weeks, icash Pay monthly. The most recent releases landed on October 26, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | 中國信託行動銀行 | icash Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (4.7K ratings)](https://appshunter.io/ios/app/id417698185/reviews)** | [3.4 (24 ratings)](https://appshunter.io/ios/app/icash-pay/id1515213210/reviews) |
| Number of ratings | **4.7K** | 24 |
| Positive reviews | 27.9% of reviews | **28.6% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | — | Free |
| Size | 215 MB | 183 MB |
| Requires iOS | 14 | **13.0** |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [CTBC Bank Co., Ltd.](https://appshunter.io/developer/417698188) | [愛金卡股份有限公司 icash Corporation Co.](https://appshunter.io/developer/1330132289) |

## What reviewers say

### 中國信託行動銀行

[App page](https://appshunter.io/ios/app/id417698185)

Experience top-notch personal finance digital services with this mobile banking app. Manage your accounts, make transfers, pay bills, and access investment and insurance services seamlessly. Ensure your account's safety by installing antivirus apps on your device.

**Features:** Siri integration, Apple Wallet, Apple Watch app, iMessage stickers, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Simple and straightforward
- 🚀 Fast and efficient transactions
- 🔒 Secure payment options

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- ⏱️ Slow app performance
- 🤖 Unintuitive user interface
- 🌐 Limited functionality for overseas users

**Reported bugs**

- Inability to update app from overseas locations
- Login issues with special characters in passwords
- Inconsistent app behavior across devices and OS versions

**Requested features**

- Support for biometric login (e.g., fingerprint, face ID)
- Improved international banking features
- Customizable app settings and layout
- Enhanced transaction history and analytics


### icash Pay

[App page](https://appshunter.io/ios/app/icash-pay/id1515213210)

This electronic payment app offers a streamlined experience for users, integrating various payment methods like e-wallets, bank accounts, and credit cards. It facilitates easy top-ups, payments, and transfers, while also enabling users to earn loyalty points at partner merchants.

**Highlights:** Multiple payment options (e-wallet, bank account, credit card), Cash and invoice top-ups, Automatic top-up linking, QR code payments and transfers, Online bill payments, Loyalty point accumulation, Integrated icash 2.0 features

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 中國信託行動銀行 free?

中國信託行動銀行 is free to download, with no in-app purchases.

### Is icash Pay free?

icash Pay is free to download, with no in-app purchases.

### Which has better reviews, 中國信託行動銀行 or icash Pay?

中國信託行動銀行 is rated higher. 中國信託行動銀行 averages 4.9 out of 5 from 4.7K ratings, while icash Pay averages 3.4 from 24 ratings.

### Do 中國信託行動銀行 or icash Pay have ads?

Neither 中國信託行動銀行 nor icash Pay shows ads.

### Which is updated more often, 中國信託行動銀行 or icash Pay?

中國信託行動銀行 ships an update every 3 weeks, and icash Pay monthly. Most recently, 中國信託行動銀行 was updated on October 26, 2026 and icash Pay on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*